Compare · 3 funds side by side · dividends reinvested

XLE, GLD and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,271XLE · best of the three

02 / 04

XLE, GLD and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.46%+41.3%+44.3%+15.9%+20.4%−15.0%23.3%$40.5B1.5

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B1.8

SPDR Gold SharesCommodities · Gold0.40%0.00%−4.2%+3.7%+27.3%+17.8%−28.3%29.0%$136B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: XLE 1998 · GLD 2004 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Energy Select Sector SPDR ETF · $40.5B$25,271

XLE

GLD

SPDR Gold Shares · $136B$22,656

$10,000 five years ago, dividends reinvested

XLEMeasureGLD

+41.3%Year to dateJan 1 → Nov 9−4.2%

+44.3%1 yearTotal return+3.7%

+15.9%3 years · per year$10,000 became $15,555 · $20,613+27.3%

+20.4%5 years · per year$10,000 became $25,271 · $22,656+17.8%

0.08%Expense ratio$8 · $40 a year on $10k · lower is better0.40%

2.46%Trailing 12-mo yield$246 · $0 a year on $10k0.00%

−15.0%Worst dropSmaller is better−28.3%

23.3%VolatilityLower is calmer29.0%

XLEGLD Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1XLE wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLE vs GLD: Top 5 Holdings

Today

XLE

59.6%in top 5

GLD

in top 5[…]

XLEStockGLD

24.5%XOMnot top 5

18.8%CVXnot top 5

7.3%COPnot top 5

4.5%PSXnot top 5

4.4%MPCnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

XLE vs GLD Returns, Every Period

SPDRXLE

+20.4%

5 years, per year

GLDSPDR

+17.8%

5 years, per year

XLEGLDFaded: behind in that period

3–1XLE wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

XLE vs XLF

YTD

SPDRXLE

+41.3%

XLFSPDR

+7.2%

+41.3%Year to date+7.2%

−15.0%Worst drop · 1Y−14.8%

23.3%Volatility · 1Y15.3%

2.5%Yield1.4%

$40.5BAssets$53.4B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLE, GLD, XLF

Today

0.08%lowest, XLE

FundExpense ratioFee$10k

XLE0.08%$8

XLF0.08%$8

GLD0.40%$40

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: XLE, GLD, XLF

2.46%highest, XLE

FundTrailing yieldYield$10k

XLE2.46%$246

XLF1.42%$142

GLD0.00%$0

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$238most kept, XLE

XLE$246 − $8 = $238

XLF$142 − $8 = $134

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: XLE, GLD, XLF

Today

0.0%most shared, XLE and XLF

XLEGLDXLF

XLE—[…]0.0%

GLD[…]—[…]

XLF0.0%[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+44.3%XLE, at 23.3% volatility

XLFWorst drop−14.8%15.3% vol

XLEWorst drop−15.0%23.3% vol

GLDWorst drop−28.3%29.0% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

XLEXLF

+41.3%Year to date+7.2%

2.5%Yield1.4%

+44.3%Past year+12.4%

0.08%Fee0.08%

3–0XLE wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

GLDM vs GLD

YTD

SPDRGLDM

−4.1%

GLDSPDR

−4.2%

−4.1%Year to date−4.2%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.8BAssets$136B

2–0GLDM wins

End-of-day Nov 9, 2026

XLE vs VDE

YTD

SPDRXLE

+41.3%

VDEVanguard

+39.4%

+41.3%Year to date+39.4%

2.5%Yield2.4%

$40.5BAssets$10.4B

2–0XLE wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026