Compare · 3 funds side by side · dividends reinvested

XLE, MUB and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,568XLE · best of the three

02 / 04

XLE, MUB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.0%+16.8%+20.7%−15.0%23.3%$42.0B1.9

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.27%+0.5%+0.9%+4.5%+0.8%−6.3%3.7%$54.9B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XLE 1998 · MUB 2007 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

State Street Energy Select Sector SPDR ETF · $42.0B$25,568

XLE

MUB

iShares National Muni Bond ETF · $54.9B$10,414

$10,000 five years ago, dividends reinvested

XLEMeasureMUB

+40.6%Year to dateJan 1 → Nov 6+0.5%

+45.0%1 yearTotal return+0.9%

+16.8%3 years · per year$10,000 became $15,939 · $11,418+4.5%

+20.7%5 years · per year$10,000 became $25,568 · $10,414+0.8%

0.08%Expense ratio$8 · $5 a year on $10k · lower is better0.05%

2.47%Trailing 12-mo yield$247 · $327 a year on $10k3.27%

−15.0%Worst dropSmaller is better−6.3%

23.3%VolatilityLower is calmer3.7%

XLEMUB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLE vs MUB: Top 5 Holdings

Today

XLE

59.5%in top 5

MUB

in top 5[…]

XLEStockMUB

24.4%XOMnot top 5

18.8%CVXnot top 5

7.3%COPnot top 5

4.5%PSXnot top 5

4.5%MPCnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

XLE vs MUB Returns, Every Period

SPDRXLE

+20.7%

5 years, per year

MUBiShares

+0.8%

5 years, per year

XLEMUBFaded: behind in that period

4–0XLE wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Bonds: XLE vs SGOV

YTD

SPDRXLE

+40.6%

SGOViShares

+3.2%

+40.6%Year to date+3.2%

−15.0%Worst drop · 1Y+0.0%

23.3%Volatility · 1Y0.2%

2.5%Yield3.6%

$42.0BAssets$117B

3–1SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLE, MUB, SGOV

Today

0.05%lowest, MUB

FundExpense ratioFee$10k

MUB0.05%$5

XLE0.08%$8

SGOV0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XLE, MUB, SGOV

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

MUB3.27%$327

XLE2.47%$247

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MUB$327 − $5 = $322

XLE$247 − $8 = $239

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XLE, MUB, SGOV

Today

[…]holdings […]

XLEMUBSGOV

XLE—[…][…]

MUB[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+45.0%XLE, at 23.3% volatility

SGOVWorst drop0.0%0.2% vol

MUBWorst drop−6.3%3.7% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVXLE

+3.2%Year to date+40.6%

3.6%Yield2.5%

+3.8%Past year+45.0%

0.09%Fee0.08%

3–1XLE wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.6%

+40.6%Year to date+38.6%

2.5%Yield2.4%

$42.0BAssets$10.4B

2–0XLE wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026