Compare · 3 funds side by side · dividends reinvested

XLE, SPY and VTI

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,404XLE · best of the three

02 / 04

XLE, SPY and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.4%+16.7%+20.5%−15.0%23.3%$44.1B1.9

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: XLE 1998 · SPY 1993 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

State Street Energy Select Sector SPDR ETF · $44.1B$25,404

XLE

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested · they hold 3.5% in common

XLEMeasureSPY

+40.6%Year to dateJan 1 → Nov 5+8.3%

+45.4%1 yearTotal return+9.7%

+16.7%3 years · per year$10,000 became $15,905 · $18,174+22.0%

+20.5%5 years · per year$10,000 became $25,404 · $17,099+11.3%

0.08%Expense ratio$8 · $9 a year on $10k · lower is better0.09%

2.47%Trailing 12-mo yield$247 · $103 a year on $10k1.03%

−15.0%Worst dropSmaller is better−8.9%

23.3%VolatilityLower is calmer13.6%

XLESPY Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3XLE wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLE vs SPY: Top 5 Holdings

Today

XLE

59.2%in top 5

SPY

in top 527.7%

XLEStockSPY

24.3%XOMnot top 5

18.6%CVXnot top 5

not top 5AAPL7.7%

not top 5NVDA7.3%

7.1%COPnot top 5

not top 5MSFT6.2%

4.6%PSXnot top 5

4.5%MPCnot top 5

not top 5AMZN3.9%

not top 5GOOGL2.6%

Held in common3.5%

End-of-day Nov 5, 2026 · share of each fund

XLE vs SPY Returns, Every Period

SPDRXLE

+20.5%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

XLESPYFaded: behind in that period

3–1XLE wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Sector vs Core: XLE vs VTI

YTD

SPDRXLE

+40.6%

VTIVanguard

+8.4%

+40.6%Year to date+8.4%

−15.0%Worst drop · 1Y−8.9%

23.3%Volatility · 1Y13.7%

2.5%Yield1.1%

$44.1BAssets$689B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLE, SPY, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

XLE0.08%$8

SPY0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: XLE, SPY, VTI

2.47%highest, XLE

FundTrailing yieldYield$10k

XLE2.47%$247

VTI1.10%$110

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$239most kept, XLE

XLE$247 − $8 = $239

VTI$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: XLE, SPY, VTI

Today

86.5%most shared, SPY and VTI

XLESPYVTI

XLE—3.5%3.0%

SPY3.5%—86.5%

VTI3.0%86.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+45.4%XLE, at 23.3% volatility

SPYWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

XLEVTI

+40.6%Year to date+8.4%

2.5%Yield1.1%

+45.4%Past year+9.9%

0.08%Fee0.03%

3–1XLE wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$97.0B

0–0level

End-of-day Nov 5, 2026

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.4%

+40.6%Year to date+38.4%

2.5%Yield2.4%

$44.1BAssets$10.4B

2–0XLE wins

End-of-day Nov 5, 2026