Compare · 3 funds side by side · dividends reinvested

XLE, USRT and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,271XLE · best of the three

02 / 04

XLE, USRT and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.46%+41.3%+44.3%+15.9%+20.4%−15.0%23.3%$40.5B1.8

iShares Core U.S. REIT ETFSectors · Real estate0.08%2.65%+18.1%+18.4%+15.4%+3.9%−12.4%14.0%$4.2B1.8

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: XLE 1998 · USRT 2007 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Energy Select Sector SPDR ETF · $40.5B$25,271

XLE

USRT

iShares Core U.S. REIT ETF · $4.2B$12,123

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLEMeasureUSRT

+41.3%Year to dateJan 1 → Nov 9+18.1%

+44.3%1 yearTotal return+18.4%

+15.9%3 years · per year$10,000 became $15,555 · $15,367+15.4%

+20.4%5 years · per year$10,000 became $25,271 · $12,123+3.9%

0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%

2.46%Trailing 12-mo yield$246 · $265 a year on $10k2.65%

−15.0%Worst dropSmaller is better−12.4%

23.3%VolatilityLower is calmer14.0%

XLEUSRT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3XLE wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLE vs USRT: Top 5 Holdings

Today

XLE

59.6%in top 5

USRT

in top 531.5%

XLEStockUSRT

24.5%XOMnot top 5

18.8%CVXnot top 5

not top 5WELL9.3%

7.3%COPnot top 5

not top 5PLD6.8%

not top 5EQIX6.0%

not top 5SPG4.9%

not top 5PSA4.6%

4.5%PSXnot top 5

4.4%MPCnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

XLE vs USRT Returns, Every Period

SPDRXLE

+20.4%

5 years, per year

USRTiShares

+3.9%

5 years, per year

XLEUSRTFaded: behind in that period

4–0XLE wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

XLE vs USRT

YTD

SPDRXLE

+41.3%

USRTiShares

+18.1%

+41.3%Year to date+18.1%

−15.0%Worst drop · 1Y−12.4%

23.3%Volatility · 1Y14.0%

2.5%Yield2.7%

$40.5BAssets$4.2B

3–1USRT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLE, USRT, XLF

Today

0.08%lowest, XLE

FundExpense ratioFee$10k

XLE0.08%$8

USRT0.08%$8

XLF0.08%$8

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: XLE, USRT, XLF

2.65%highest, USRT

FundTrailing yieldYield$10k

USRT2.65%$265

XLE2.46%$246

XLF1.42%$142

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$257most kept, USRT

USRT$265 − $8 = $257

XLE$246 − $8 = $238

XLF$142 − $8 = $134

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: XLE, USRT, XLF

Today

0.0%most shared, XLE and USRT

XLEUSRTXLF

XLE—0.0%0.0%

USRT0.0%—0.0%

XLF0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+44.3%XLE, at 23.3% volatility

USRTWorst drop−12.4%14.0% vol

XLFWorst drop−14.8%15.3% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

USRTXLE

+18.1%Year to date+41.3%

2.7%Yield2.5%

+18.4%Past year+44.3%

0.08%Fee0.08%

2–1XLE wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

XLE vs VDE

YTD

SPDRXLE

+41.3%

VDEVanguard

+39.4%

+41.3%Year to date+39.4%

2.5%Yield2.4%

$40.5BAssets$10.4B

2–0XLE wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026