Compare · 3 funds side by side · dividends reinvested

XLE, VTI and QQQ

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,568XLE · best of the three

02 / 04

XLE, VTI and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.8

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.0%+16.8%+20.7%−15.0%23.3%$42.0B1.9

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.47%+7.2%+5.8%+23.2%+11.9%−14.8%21.3%$469B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XLE 1998 · VTI 2001 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

State Street Energy Select Sector SPDR ETF · $42.0B$25,568

XLE

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested · they hold 3.0% in common

XLEMeasureVTI

+40.6%Year to dateJan 1 → Nov 6+8.9%

+45.0%1 yearTotal return+9.9%

+16.8%3 years · per year$10,000 became $15,939 · $18,004+21.7%

+20.7%5 years · per year$10,000 became $25,568 · $16,375+10.4%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

2.47%Trailing 12-mo yield$247 · $109 a year on $10k1.09%

−15.0%Worst dropSmaller is better−8.9%

23.3%VolatilityLower is calmer13.7%

XLEVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLE vs VTI: Top 5 Holdings

Today

XLE

59.5%in top 5

VTI

in top 525.0%

XLEStockVTI

24.4%XOMnot top 5

18.8%CVXnot top 5

7.3%COPnot top 5

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

4.5%PSXnot top 5

4.5%MPCnot top 5

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common3.0%

End-of-day Nov 6, 2026 · share of each fund

XLE vs VTI Returns, Every Period

SPDRXLE

+20.7%

5 years, per year

VTIVanguard

+10.4%

5 years, per year

XLEVTIFaded: behind in that period

3–1XLE wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Core: XLE vs VTI

YTD

SPDRXLE

+40.6%

VTIVanguard

+8.9%

+40.6%Year to date+8.9%

−15.0%Worst drop · 1Y−8.9%

23.3%Volatility · 1Y13.7%

2.5%Yield1.1%

$42.0BAssets$689B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLE, VTI, QQQ

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

XLE0.08%$8

QQQ0.18%$18

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XLE, VTI, QQQ

2.47%highest, XLE

FundTrailing yieldYield$10k

XLE2.47%$247

VTI1.09%$109

QQQ0.47%$47

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$239most kept, XLE

XLE$247 − $8 = $239

VTI$109 − $3 = $106

QQQ$47 − $18 = $29

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XLE, VTI, QQQ

Today

49.9%most shared, VTI and QQQ

XLEVTIQQQ

XLE—3.0%0.5%

VTI3.0%—49.9%

QQQ0.5%49.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+45.0%XLE, at 23.3% volatility

VTIWorst drop−8.9%13.7% vol

QQQWorst drop−14.8%21.3% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XLEVTI

+40.6%Year to date+8.9%

2.5%Yield1.1%

+45.0%Past year+9.9%

0.08%Fee0.03%

3–1XLE wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

QQQM vs QQQ

YTD

InvescoQQQM

+7.2%

QQQInvesco

+7.2%

+7.2%Year to date+7.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

1–0QQQM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.6%

+40.6%Year to date+38.6%

2.5%Yield2.4%

$42.0BAssets$10.4B

2–0XLE wins

End-of-day Nov 6, 2026