Compare · 3 funds side by side · dividends reinvested

XLE, XLF and VNQ

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$26,671XLE · best of the three

Story of the three · IncomeMost incomeVNQ · 3.53% · $353 a year on $10k

Story of the three · RiskSmallest drop

XLE, XLF and VNQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.37%+46.7%+44.6%+19.1%+21.7%−15.0%23.4%$41.6B1.8

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.6%+11.1%+22.0%+9.7%−14.8%15.3%$54.2B2.0

Vanguard Real Estate ETFSectors · Real estate0.13%3.53%+12.1%+9.8%+12.7%+1.4%−11.4%14.2%$35.9B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 12, 2026 · returns include dividends · since: XLE 1998 · XLF 1998 · VNQ 2004

Head to Head

Swap sides Versus in desk

Head to Head

5Y

State Street Energy Select Sector SPDR ETF · $41.6B$26,671

XLE

XLF

State Street Financial Select Sector SPDR ETF · $54.2B$15,861

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLEMeasure

More Ways to See the Pairs

XLE vs XLF: Top 5 Holdings

Today

XLE

58.8%in top 5

XLF

in top 543.6%

XLEStockXLF

24.0%XOMnot top 5

18.4%CVXnot top 5

not top 5BRK-B13.3%

not top 5JPM11.1%

not top 5V8.8%

Cost, Income and Risk

Fees: XLE, XLF, VNQ

Today

0.08%lowest, XLE

FundExpense ratioFee$10k

XLE0.08%$8

XLF0.08%$8

VNQ0.13%$13

End-of-day Nov 12, 2026 · fee on $10,000 a year

Yields: XLE, XLF, VNQ

1Y

Popular Pairs Near These Three

XLE vs VDE

YTD

SPDRXLE

+46.7%

VDEVanguard

+44.8%

+46.7%Year to date+44.8%

2.4%Yield2.3%

$41.6BAssets$10.4B

2–0XLE wins

End-of-day Nov 12, 2026

VNQ vs SCHH

YTD

VanguardVNQ

+12.1%

SCHHSchwab

+15.7%

SCHD vs VIG

YTD

SchwabSCHD

+34.2%

VIGVanguard

+16.0%

XLF

+46.7%Year to dateJan 1 → Nov 12+7.6%

+44.6%1 yearTotal return+11.1%

+19.1%3 years · per year$10,000 became $16,880 · $18,140+22.0%

+21.7%5 years · per year$10,000 became $26,671 · $15,861+9.7%

0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%

2.37%Trailing 12-mo yield$237 · $142 a year on $10k1.42%

−15.0%Worst dropSmaller is better−14.8%

23.4%VolatilityLower is calmer15.3%

XLEXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3XLE wins

End-of-day Nov 12, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

7.2%COPnot top 5

not top 5MA6.5%

4.7%MPCnot top 5

4.6%PSXnot top 5

not top 5BAC4.0%

Held in common0.0%

End-of-day Nov 12, 2026 · share of each fund

XLE vs XLF Returns, Every Period

5Y

SPDRXLE

+21.7%

5 years, per year

XLFSPDR

+9.7%

5 years, per year

XLEXLFFaded: behind in that period

3–1XLE wins

End-of-day Nov 12, 2026 · dividends in · faded = behind in that period

XLE vs VNQ

YTD

SPDRXLE

+46.7%

VNQVanguard

+12.1%

+46.7%Year to date+12.1%

−15.0%Worst drop · 1Y−11.4%

23.4%Volatility · 1Y14.2%

2.4%Yield3.5%

$41.6BAssets$35.9B

3–1VNQ wins

End-of-day Nov 12, 2026 · smaller drop and lower volatility win

3.53%highest, VNQ

FundTrailing yieldYield$10k

VNQ3.53%$353

XLE2.37%$237

XLF1.42%$142

End-of-day Nov 12, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$340most kept, VNQ

VNQ$353 − $13 = $340

XLE$237 − $8 = $229

XLF$142 − $8 = $134

KeptFee

End-of-day Nov 12, 2026 · yield in dollars minus the fee

Overlap: XLE, XLF, VNQ

Today

0.0%most shared, XLE and XLF

XLEXLFVNQ

XLE—0.0%0.0%

XLF0.0%—0.0%

VNQ0.0%0.0%—

End-of-day Nov 12, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+44.6%XLE, at 23.4% volatility

VNQWorst drop−11.4%14.2% vol

XLFWorst drop−14.8%15.3% vol

XLEWorst drop−15.0%23.4% vol

End-of-day Nov 12, 2026 · up and left is better

Paid More vs Made More

YTD

VNQXLE

+12.1%Year to date+46.7%

3.5%Yield2.4%

+9.8%Past year+44.6%

0.13%Fee0.08%

3–1XLE wins

End-of-day Nov 12, 2026

+12.1%Year to date+15.7%

3.5%Yield2.9%

$35.9BAssets$11.9B

1–1level

End-of-day Nov 12, 2026

+34.2%Year to date+16.0%

2.9%Yield1.4%

$124BAssets$109B

2–0SCHD wins

End-of-day Nov 12, 2026

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XLE, XLF and VNQ

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three