Compare · 2 funds side by side · dividends reinvested

XLF and BND

XLFSPDR×BNDVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$15,503XLF · best of the two

02 / 04

XLF and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$55.5B1.5

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: XLF 1998 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total Bond Market ETF · $161B$9,983

BND

XLF

State Street Financial Select Sector SPDR ETF · $55.5B$15,503

$10,000 five years ago, dividends reinvested

BNDMeasureXLF

+0.1%Year to dateJan 1 → Nov 5+6.3%

+0.4%1 yearTotal return+11.4%

+5.6%3 years · per year$10,000 became $11,761 · $18,620+23.0%

−0.0%5 years · per year$10,000 became $9,983 · $15,503+9.2%

0.03%Expense ratio$3 · $8 a year on $10k · lower is better0.08%

4.12%Trailing 12-mo yield$412 · $144 a year on $10k1.44%

−4.5%Worst dropSmaller is better−14.8%

4.0%VolatilityLower is calmer15.3%

BNDXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BND vs XLF: Top 5 Holdings

Today

BND

[…]in top 5

XLF

in top 543.7%

BNDStockXLF

not top 5BRK-B12.9%

not top 5JPM11.2%

not top 5V8.9%

not top 5MA6.5%

not top 5BAC4.0%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

BND vs XLF Returns, Every Period

VanguardBND

−0.0%

5 years, per year

XLFSPDR

+9.2%

5 years, per year

BNDXLFFaded: behind in that period

0–4XLF wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Bonds vs Sector: BND vs XLF

YTD

VanguardBND

+0.1%

XLFSPDR

+6.3%

+0.1%Year to date+6.3%

−4.5%Worst drop · 1Y−14.8%

4.0%Volatility · 1Y15.3%

4.1%Yield1.4%

$161BAssets$55.5B

3–1BND wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

XLF0.08%$8

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: XLF, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

XLF1.44%$144

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: XLF, BND

Today

[…]holdings […]

XLFBND

XLF—[…]

BND[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+11.4%XLF, at 15.3% volatility

BNDWorst drop−4.5%4.0% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

BNDXLF

+0.1%Year to date+6.3%

4.1%Yield1.4%

+0.4%Past year+11.4%

0.03%Fee0.08%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Two

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026