Compare · 2 funds side by side · dividends reinvested

XLF and BND

XLFSPDR×BNDVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$15,503XLF · best of the two

02 / 04

XLF and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$55.5B1.5

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: XLF 1998 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $55.5B$15,503

XLF

BND

Vanguard Total Bond Market ETF · $161B$9,983

$10,000 five years ago, dividends reinvested

XLFMeasureBND

+6.3%Year to dateJan 1 → Nov 5+0.1%

+11.4%1 yearTotal return+0.4%

+23.0%3 years · per year$10,000 became $18,620 · $11,761+5.6%

+9.2%5 years · per year$10,000 became $15,503 · $9,983−0.0%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

1.44%Trailing 12-mo yield$144 · $412 a year on $10k4.12%

−14.8%Worst dropSmaller is better−4.5%

15.3%VolatilityLower is calmer4.0%

XLFBND Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs BND: Top 5 Holdings

Today

XLF

43.7%in top 5

BND

in top 5[…]

XLFStockBND

12.9%BRK-Bnot top 5

11.2%JPMnot top 5

8.9%Vnot top 5

6.5%MAnot top 5

4.0%BACnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

XLF vs BND Returns, Every Period

SPDRXLF

+9.2%

5 years, per year

BNDVanguard

−0.0%

5 years, per year

XLFBNDFaded: behind in that period

4–0XLF wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Sector vs Bonds: XLF vs BND

YTD

SPDRXLF

+6.3%

BNDVanguard

+0.1%

+6.3%Year to date+0.1%

−14.8%Worst drop · 1Y−4.5%

15.3%Volatility · 1Y4.0%

1.4%Yield4.1%

$55.5BAssets$161B

3–1BND wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

XLF0.08%$8

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: XLF, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

XLF1.44%$144

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: XLF, BND

Today

[…]holdings […]

XLFBND

XLF—[…]

BND[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+11.4%XLF, at 15.3% volatility

BNDWorst drop−4.5%4.0% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

BNDXLF

+0.1%Year to date+6.3%

4.1%Yield1.4%

+0.4%Past year+11.4%

0.03%Fee0.08%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Two

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026