Compare · 3 funds side by side · dividends reinvested

XLF, FNCL and VGT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$20,649VGT · best of the three

02 / 04

XLF, FNCL and VGT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B1.9

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.60%+5.2%+10.2%+23.1%+9.0%−14.8%15.3%$2.3B2.0

Vanguard Information Technology ETFSectors · Technology0.09%0.44%+15.6%+12.1%+28.6%+15.6%−17.5%26.5%$155B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XLF 1998 · FNCL 2013 · VGT 2004

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $55.5B$15,474

XLF

FNCL

Fidelity MSCI Financials Index ETF · $2.3B$15,379

$10,000 five years ago, dividends reinvested · they hold 83.8% in common

XLFMeasureFNCL

+5.7%Year to dateJan 1 → Nov 6+5.2%

+10.4%1 yearTotal return+10.2%

+22.5%3 years · per year$10,000 became $18,391 · $18,650+23.1%

+9.1%5 years · per year$10,000 became $15,474 · $15,379+9.0%

0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%

1.44%Trailing 12-mo yield$144 · $160 a year on $10k1.60%

−14.8%Worst dropSmaller is better−14.8%

15.3%VolatilityLower is calmer15.3%

XLFFNCL Winner of the row, in its colourEach row: the bigger of the two fills its side

3–2XLF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs FNCL: Top 5 Holdings

Today

XLF

43.7%in top 5

FNCL

in top 536.2%

XLFStockFNCL

13.2%BRK-B9.0%

11.1%JPM10.0%

8.9%V7.8%

6.5%MA5.9%

4.0%BAC3.6%

Held in common83.8%

End-of-day Nov 6, 2026 · share of each fund

XLF vs FNCL Returns, Every Period

SPDRXLF

+9.1%

5 years, per year

FNCLFidelity

+9.0%

5 years, per year

XLFFNCLFaded: behind in that period

3–1XLF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

XLF vs FNCL

YTD

SPDRXLF

+5.7%

FNCLFidelity

+5.2%

+5.7%Year to date+5.2%

−14.8%Worst drop · 1Y−14.8%

15.3%Volatility · 1Y15.3%

1.4%Yield1.6%

$55.5BAssets$2.3B

1–1level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, FNCL, VGT

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

FNCL0.08%$8

VGT0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XLF, FNCL, VGT

1.60%highest, FNCL

FundTrailing yieldYield$10k

FNCL1.60%$160

XLF1.44%$144

VGT0.44%$44

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$152most kept, FNCL

FNCL$160 − $8 = $152

XLF$144 − $8 = $136

VGT$44 − $9 = $35

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XLF, FNCL, VGT

Today

83.8%most shared, XLF and FNCL

XLFFNCLVGT

XLF—83.8%0.0%

FNCL83.8%—0.0%

VGT0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+12.1%VGT, at 26.5% volatility

XLFWorst drop−14.8%15.3% vol

FNCLWorst drop−14.8%15.3% vol

VGTWorst drop−17.5%26.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

FNCLVGT

+5.2%Year to date+15.6%

1.6%Yield0.4%

+10.2%Past year+12.1%

0.08%Fee0.09%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

XLK vs VGT

YTD

SPDRXLK

+14.8%

VGTVanguard

+15.6%

+14.8%Year to date+15.6%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026