Compare · 3 funds side by side · dividends reinvested

XLF, FNCL and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,404XLE · best of the three

02 / 04

XLF, FNCL and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.40%+44.9%+48.2%+18.0%+21.4%−15.0%23.2%$44.1B1.8

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$53.8B1.9

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.55%+8.9%+15.0%+25.2%+10.0%−14.8%15.0%$2.2B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: XLF 1998 · FNCL 2013 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $53.8B$15,503

XLF

FNCL

Fidelity MSCI Financials Index ETF · $2.2B$15,425

$10,000 five years ago, dividends reinvested · they hold 83.9% in common

XLFMeasureFNCL

+9.4%Year to dateJan 1 → Nov 5+8.9%

+15.3%1 yearTotal return+15.0%

+24.7%3 years · per year$10,000 became $19,384 · $19,633+25.2%

+10.1%5 years · per year$10,000 became $16,157 · $16,077+10.0%

0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%

1.40%Trailing 12-mo yield$140 · $155 a year on $10k1.55%

−14.8%Worst dropSmaller is better−14.8%

15.0%VolatilityLower is calmer15.0%

XLFFNCL Winner of the row, in its colourEach row: the bigger of the two fills its side

3–2XLF wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs FNCL: Top 5 Holdings

Today

XLF

43.7%in top 5

FNCL

in top 536.3%

XLFStockFNCL

12.9%BRK-B8.8%

11.2%JPM10.1%

8.9%V7.8%

6.5%MA5.9%

4.0%BAC3.6%

Held in common83.9%

End-of-day Nov 5, 2026 · share of each fund

XLF vs FNCL Returns, Every Period

SPDRXLF

+10.1%

5 years, per year

FNCLFidelity

+10.0%

5 years, per year

XLFFNCLFaded: behind in that period

3–1XLF wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

XLF vs XLE

YTD

SPDRXLF

+9.4%

XLESPDR

+44.9%

+9.4%Year to date+44.9%

−14.8%Worst drop · 1Y−15.0%

15.0%Volatility · 1Y23.2%

1.4%Yield2.4%

$53.8BAssets$44.1B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, FNCL, XLE

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

FNCL0.08%$8

XLE0.08%$8

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: XLF, FNCL, XLE

2.40%highest, XLE

FundTrailing yieldYield$10k

XLE2.40%$240

FNCL1.55%$155

XLF1.40%$140

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$232most kept, XLE

XLE$240 − $8 = $232

FNCL$155 − $8 = $147

XLF$140 − $8 = $132

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: XLF, FNCL, XLE

Today

83.9%most shared, XLF and FNCL

XLFFNCLXLE

XLF—83.9%0.0%

FNCL83.9%—0.0%

XLE0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+48.2%XLE, at 23.2% volatility

XLFWorst drop−14.8%15.0% vol

FNCLWorst drop−14.8%15.0% vol

XLEWorst drop−15.0%23.2% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

XLEXLF

+44.9%Year to date+9.4%

2.4%Yield1.4%

+48.2%Past year+15.3%

0.08%Fee0.08%

3–0XLE wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

XLE vs VDE

YTD

SPDRXLE

+44.9%

VDEVanguard

+42.7%

+44.9%Year to date+42.7%

2.4%Yield2.3%

$44.1BAssets$10.4B

2–0XLE wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 5, 2026