Compare · 2 funds side by side · dividends reinvested

XLF and GLDM

XLFSPDR×GLDMSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$22,983GLDM · best of the two

02 / 04

XLF and GLDM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B1.3

SPDR Gold MiniShares TrustCommodities · Gold0.10%0.00%−4.1%+4.0%+27.6%+18.1%−28.0%28.9%$30.8B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: XLF 1998 · GLDM 2018

Head to Head

Swap sides Versus in desk

Head to Head

SPDR Gold MiniShares Trust · $30.8B$22,983

GLDM

XLF

State Street Financial Select Sector SPDR ETF · $53.4B$15,690

$10,000 five years ago, dividends reinvested

GLDMMeasureXLF

−4.1%Year to dateJan 1 → Nov 9+7.2%

+4.0%1 yearTotal return+12.4%

+27.6%3 years · per year$10,000 became $20,795 · $18,230+22.2%

+18.1%5 years · per year$10,000 became $22,983 · $15,690+9.4%

0.10%Expense ratio$10 · $8 a year on $10k · lower is better0.08%

0.00%Trailing 12-mo yield$0 · $142 a year on $10k1.42%

−28.0%Worst dropSmaller is better−14.8%

28.9%VolatilityLower is calmer15.3%

GLDMXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6XLF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GLDM vs XLF: Top 5 Holdings

Today

GLDM

[…]in top 5

XLF

in top 543.8%

GLDMStockXLF

not top 5BRK-B13.2%

not top 5JPM11.1%

not top 5V9.0%

not top 5MA6.6%

not top 5BAC4.0%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

GLDM vs XLF Returns, Every Period

SPDRGLDM

+18.1%

5 years, per year

XLFSPDR

+9.4%

5 years, per year

GLDMXLFFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Commodities vs Sector: GLDM vs XLF

YTD

SPDRGLDM

−4.1%

XLFSPDR

+7.2%

−4.1%Year to date+7.2%

−28.0%Worst drop · 1Y−14.8%

28.9%Volatility · 1Y15.3%

0.0%Yield1.4%

$30.8BAssets$53.4B

4–0XLF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, GLDM

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

GLDM0.10%$10

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: XLF, GLDM

1.42%highest, XLF

FundTrailing yieldYield$10k

XLF1.42%$142

GLDM0.00%$0

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$134most kept, XLF

XLF$142 − $8 = $134

GLDM$0 − $10 = −$10

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: XLF, GLDM

Today

[…]holdings […]

XLFGLDM

XLF—[…]

GLDM[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+12.4%XLF, at 15.3% volatility

XLFWorst drop−14.8%15.3% vol

GLDMWorst drop−28.0%28.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

XLFGLDM

+7.2%Year to date−4.1%

1.4%Yield0.0%

+12.4%Past year+4.0%

0.08%Fee0.10%

4–0XLF wins

End-of-day Nov 9, 2026

Popular Pairs Near These Two

GLDM vs GLD

YTD

SPDRGLDM

−4.1%

GLDSPDR

−4.2%

−4.1%Year to date−4.2%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.8BAssets$136B

2–0GLDM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026