Compare · 3 funds side by side · dividends reinvested

XLF, GSIB and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$26,379XLE · best of the three

02 / 04

XLF, GSIB and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.40%+44.9%+48.2%+18.0%+21.4%−15.0%23.2%$44.6B1.6

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$54.2B2.0

Themes Global Systemically Important Banks ETFSectors · Financials0.35%1.62%+17.7%+30.4%[…][…]−13.9%18.6%$39M2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: XLF 1998 · GSIB 2023 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $54.2B$16,157

XLF

GSIB

Themes Global Systemically Important Banks ETF · $39M[…]

$10,000 five years ago, dividends reinvested · they hold 20.6% in common

XLFMeasureGSIB

+9.4%Year to dateJan 1 → Nov 4+17.7%

+15.3%1 yearTotal return+30.4%

+24.7%3 years · per year$10,000 became $19,384 · […][…]

+10.1%5 years · per year$10,000 became $16,157 · […][…]

0.08%Expense ratio$8 · $35 a year on $10k · lower is better0.35%

1.40%Trailing 12-mo yield$140 · $162 a year on $10k1.62%

−14.8%Worst dropSmaller is better−13.9%

15.0%VolatilityLower is calmer18.6%

XLFGSIB Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4GSIB wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs GSIB: Top 5 Holdings

Today

XLF

43.4%in top 5

GSIB

in top 519.9%

XLFStockGSIB

12.9%BRK-Bnot top 5

11.2%JPMnot top 5

8.9%Vnot top 5

6.5%MAnot top 5

not top 50939.HK4.0%

4.0%BACnot top 5

not top 53328.HK4.0%

not top 51288.HK4.0%

not top 5TD4.0%

not top 5IDCBY3.9%

Held in common20.6%

End-of-day Nov 4, 2026 · share of each fund

XLF vs GSIB Returns, Every Period

SPDRXLF

+15.3%

past year

GSIBThemes

+30.4%

past year

XLFGSIBFaded: behind in that period

0–2GSIB wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

XLF vs XLE

YTD

SPDRXLF

+9.4%

XLESPDR

+44.9%

+9.4%Year to date+44.9%

−14.8%Worst drop · 1Y−15.0%

15.0%Volatility · 1Y23.2%

1.4%Yield2.4%

$54.2BAssets$44.6B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, GSIB, XLE

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

XLE0.08%$8

GSIB0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: XLF, GSIB, XLE

2.40%highest, XLE

FundTrailing yieldYield$10k

XLE2.40%$240

GSIB1.62%$162

XLF1.40%$140

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$232most kept, XLE

XLE$240 − $8 = $232

XLF$140 − $8 = $132

GSIB$162 − $35 = $127

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: XLF, GSIB, XLE

Today

20.6%most shared, XLF and GSIB

XLFGSIBXLE

XLF—20.6%0.0%

GSIB20.6%—0.0%

XLE0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+48.2%XLE, at 23.2% volatility

XLFWorst drop−14.8%15.0% vol

GSIBWorst drop−13.9%18.6% vol

XLEWorst drop−15.0%23.2% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

XLEGSIB

+44.9%Year to date+17.7%

2.4%Yield1.6%

+48.2%Past year+30.4%

0.08%Fee0.35%

4–0XLE wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

XLE vs VDE

YTD

SPDRXLE

+44.9%

VDEVanguard

+42.7%

+44.9%Year to date+42.7%

2.4%Yield2.3%

$44.6BAssets$10.4B

2–0XLE wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026