Compare · 2 funds side by side · dividends reinvested

XLF and IAUM

XLFSPDR×IAUMiShares×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$23,043IAUM · best of the two

02 / 04

XLF and IAUM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B1.3

iShares Gold Trust MicroCommodities · Gold0.09%0.00%−4.0%+4.0%+27.7%+18.2%−28.1%28.7%$8.3B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: XLF 1998 · IAUM 2021

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $53.4B$15,690

XLF

IAUM

iShares Gold Trust Micro · $8.3B$23,043

$10,000 five years ago, dividends reinvested

XLFMeasureIAUM

+7.2%Year to dateJan 1 → Nov 9−4.0%

+12.4%1 yearTotal return+4.0%

+22.2%3 years · per year$10,000 became $18,230 · $20,833+27.7%

+9.4%5 years · per year$10,000 became $15,690 · $23,043+18.2%

0.08%Expense ratio$8 · $9 a year on $10k · lower is better0.09%

1.42%Trailing 12-mo yield$142 · $0 a year on $10k0.00%

−14.8%Worst dropSmaller is better−28.1%

15.3%VolatilityLower is calmer28.7%

XLFIAUM Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2XLF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs IAUM: Top 5 Holdings

Today

XLF

43.8%in top 5

IAUM

in top 5[…]

XLFStockIAUM

13.2%BRK-Bnot top 5

11.1%JPMnot top 5

9.0%Vnot top 5

6.6%MAnot top 5

4.0%BACnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

XLF vs IAUM Returns, Every Period

SPDRXLF

+9.4%

5 years, per year

IAUMiShares

+18.2%

5 years, per year

XLFIAUMFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Sector vs Commodities: XLF vs IAUM

YTD

SPDRXLF

+7.2%

IAUMiShares

−4.0%

+7.2%Year to date−4.0%

−14.8%Worst drop · 1Y−28.1%

15.3%Volatility · 1Y28.7%

1.4%Yield0.0%

$53.4BAssets$8.3B

4–0XLF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, IAUM

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

IAUM0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: XLF, IAUM

1.42%highest, XLF

FundTrailing yieldYield$10k

XLF1.42%$142

IAUM0.00%$0

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$134most kept, XLF

XLF$142 − $8 = $134

IAUM$0 − $9 = −$9

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: XLF, IAUM

Today

[…]holdings […]

XLFIAUM

XLF—[…]

IAUM[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+12.4%XLF, at 15.3% volatility

XLFWorst drop−14.8%15.3% vol

IAUMWorst drop−28.1%28.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

XLFIAUM

+7.2%Year to date−4.0%

1.4%Yield0.0%

+12.4%Past year+4.0%

0.08%Fee0.09%

4–0XLF wins

End-of-day Nov 9, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026