Compare · 3 funds side by side · dividends reinvested

XLF, IUSB and VGT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$20,649VGT · best of the three

02 / 04

XLF, IUSB and VGT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B2.0

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.34%+0.1%+0.8%+5.6%+0.3%−4.3%3.9%$50.4B2.0

Vanguard Information Technology ETFSectors · Technology0.09%0.44%+15.6%+12.1%+28.6%+15.6%−17.5%26.5%$155B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XLF 1998 · IUSB 2014 · VGT 2004

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $55.5B$15,474

XLF

IUSB

iShares Core Universal USD Bond ETF · $50.4B$10,138

$10,000 five years ago, dividends reinvested

XLFMeasureIUSB

+5.7%Year to dateJan 1 → Nov 6+0.1%

+10.4%1 yearTotal return+0.8%

+22.5%3 years · per year$10,000 became $18,391 · $11,774+5.6%

+9.1%5 years · per year$10,000 became $15,474 · $10,138+0.3%

0.08%Expense ratio$8 · $6 a year on $10k · lower is better0.06%

1.44%Trailing 12-mo yield$144 · $434 a year on $10k4.34%

−14.8%Worst dropSmaller is better−4.3%

15.3%VolatilityLower is calmer3.9%

XLFIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs IUSB: Top 5 Holdings

Today

XLF

43.7%in top 5

IUSB

in top 5[…]

XLFStockIUSB

13.2%BRK-Bnot top 5

11.1%JPMnot top 5

8.9%Vnot top 5

6.5%MAnot top 5

4.0%BACnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

XLF vs IUSB Returns, Every Period

SPDRXLF

+9.1%

5 years, per year

IUSBiShares

+0.3%

5 years, per year

XLFIUSBFaded: behind in that period

4–0XLF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Bonds: XLF vs IUSB

YTD

SPDRXLF

+5.7%

IUSBiShares

+0.1%

+5.7%Year to date+0.1%

−14.8%Worst drop · 1Y−4.3%

15.3%Volatility · 1Y3.9%

1.4%Yield4.3%

$55.5BAssets$50.4B

3–1IUSB wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, IUSB, VGT

Today

0.06%lowest, IUSB

FundExpense ratioFee$10k

IUSB0.06%$6

XLF0.08%$8

VGT0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XLF, IUSB, VGT

4.34%highest, IUSB

FundTrailing yieldYield$10k

IUSB4.34%$434

XLF1.44%$144

VGT0.44%$44

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$428most kept, IUSB

IUSB$434 − $6 = $428

XLF$144 − $8 = $136

VGT$44 − $9 = $35

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XLF, IUSB, VGT

Today

0.0%most shared, XLF and VGT

XLFIUSBVGT

XLF—[…]0.0%

IUSB[…]—[…]

VGT0.0%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+12.1%VGT, at 26.5% volatility

IUSBWorst drop−4.3%3.9% vol

XLFWorst drop−14.8%15.3% vol

VGTWorst drop−17.5%26.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

IUSBVGT

+0.1%Year to date+15.6%

4.3%Yield0.4%

+0.8%Past year+12.1%

0.06%Fee0.09%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

XLK vs VGT

YTD

SPDRXLK

+14.8%

VGTVanguard

+15.6%

+14.8%Year to date+15.6%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026