Compare · 3 funds side by side · dividends reinvested

XLF, IWF and VUG

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,124VUG · best of the three

02 / 04

XLF, IWF and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B1.5

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.42%+1.4%+0.2%+22.6%+10.0%−15.1%19.0%$233B1.8

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.39%−5.3%−6.5%+19.4%+9.1%−14.6%19.4%$113B2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XLF 1998 · IWF 2000 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $55.5B$15,474

XLF

IWF

iShares Russell 1000 Growth ETF · $113B$15,441

$10,000 five years ago, dividends reinvested · they hold 5.3% in common

XLFMeasureIWF

+5.7%Year to dateJan 1 → Nov 6−5.3%

+10.4%1 yearTotal return−6.5%

+22.5%3 years · per year$10,000 became $18,391 · $17,022+19.4%

+9.1%5 years · per year$10,000 became $15,474 · $15,442+9.1%

0.08%Expense ratio$8 · $18 a year on $10k · lower is better0.18%

1.44%Trailing 12-mo yield$144 · $39 a year on $10k0.39%

−14.8%Worst dropSmaller is better−14.6%

15.3%VolatilityLower is calmer19.4%

XLFIWF Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1XLF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs IWF: Top 5 Holdings

Today

XLF

43.7%in top 5

IWF

in top 539.8%

XLFStockIWF

not top 5NVDA14.1%

13.2%BRK-Bnot top 5

11.1%JPMnot top 5

not top 5AAPL9.0%

8.9%Vnot top 5

not top 5MSFT6.6%

6.5%MAnot top 5

not top 5GOOGL5.5%

not top 5AVGO4.5%

4.0%BACnot top 5

Held in common5.3%

End-of-day Nov 6, 2026 · share of each fund

XLF vs IWF Returns, Every Period

SPDRXLF

+9.1%

5 years, per year

IWFiShares

+9.1%

5 years, per year

XLFIWFFaded: behind in that period

3–0XLF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Stocks: XLF vs VUG

YTD

SPDRXLF

+5.7%

VUGVanguard

+1.4%

+5.7%Year to date+1.4%

−14.8%Worst drop · 1Y−15.1%

15.3%Volatility · 1Y19.0%

1.4%Yield0.4%

$55.5BAssets$233B

4–0XLF wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, IWF, VUG

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

XLF0.08%$8

IWF0.18%$18

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XLF, IWF, VUG

1.44%highest, XLF

FundTrailing yieldYield$10k

XLF1.44%$144

VUG0.42%$42

IWF0.39%$39

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

VUG$42 − $3 = $39

IWF$39 − $18 = $21

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XLF, IWF, VUG

Today

78.0%most shared, IWF and VUG

XLFIWFVUG

XLF—5.3%3.9%

IWF5.3%—78.0%

VUG3.9%78.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+10.4%XLF, at 15.3% volatility

XLFWorst drop−14.8%15.3% vol

VUGWorst drop−15.1%19.0% vol

IWFWorst drop−14.6%19.4% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XLFVUG

+5.7%Year to date+1.4%

1.4%Yield0.4%

+10.4%Past year+0.2%

0.08%Fee0.03%

3–1XLF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026