Compare · 3 funds side by side · dividends reinvested

XLF, IWF and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,404XLE · best of the three

02 / 04

XLF, IWF and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$53.8B1.6

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.4%+16.7%+20.5%−15.0%23.3%$44.1B1.8

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.39%−6.5%−7.6%+19.5%+8.9%−14.6%19.3%$121B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: XLF 1998 · IWF 2000 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $53.8B$15,503

XLF

IWF

iShares Russell 1000 Growth ETF · $121B$15,330

$10,000 five years ago, dividends reinvested · they hold 5.1% in common

XLFMeasureIWF

+6.3%Year to dateJan 1 → Nov 5−6.5%

+11.4%1 yearTotal return−7.6%

+23.0%3 years · per year$10,000 became $18,620 · $17,073+19.5%

+9.2%5 years · per year$10,000 became $15,503 · $15,330+8.9%

0.08%Expense ratio$8 · $18 a year on $10k · lower is better0.18%

1.44%Trailing 12-mo yield$144 · $39 a year on $10k0.39%

−14.8%Worst dropSmaller is better−14.6%

15.3%VolatilityLower is calmer19.3%

XLFIWF Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1XLF wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs IWF: Top 5 Holdings

Today

XLF

43.7%in top 5

IWF

in top 539.6%

XLFStockIWF

not top 5NVDA14.6%

12.9%BRK-Bnot top 5

11.2%JPMnot top 5

8.9%Vnot top 5

not top 5AAPL8.5%

6.5%MAnot top 5

not top 5MSFT6.4%

not top 5GOOGL5.3%

not top 5AVGO4.7%

4.0%BACnot top 5

Held in common5.1%

End-of-day Nov 5, 2026 · share of each fund

XLF vs IWF Returns, Every Period

SPDRXLF

+9.2%

5 years, per year

IWFiShares

+8.9%

5 years, per year

XLFIWFFaded: behind in that period

4–0XLF wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

XLF vs XLE

YTD

SPDRXLF

+6.3%

XLESPDR

+40.6%

+6.3%Year to date+40.6%

−14.8%Worst drop · 1Y−15.0%

15.3%Volatility · 1Y23.3%

1.4%Yield2.5%

$53.8BAssets$44.1B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, IWF, XLE

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

XLE0.08%$8

IWF0.18%$18

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: XLF, IWF, XLE

2.47%highest, XLE

FundTrailing yieldYield$10k

XLE2.47%$247

XLF1.44%$144

IWF0.39%$39

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$239most kept, XLE

XLE$247 − $8 = $239

XLF$144 − $8 = $136

IWF$39 − $18 = $21

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: XLF, IWF, XLE

Today

5.1%most shared, XLF and IWF

XLFIWFXLE

XLF—5.1%0.0%

IWF5.1%—0.5%

XLE0.0%0.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+45.4%XLE, at 23.3% volatility

XLFWorst drop−14.8%15.3% vol

IWFWorst drop−14.6%19.3% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

XLEXLF

+40.6%Year to date+6.3%

2.5%Yield1.4%

+45.4%Past year+11.4%

0.08%Fee0.08%

3–0XLE wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 5, 2026

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.4%

+40.6%Year to date+38.4%

2.5%Yield2.4%

$44.1BAssets$10.4B

2–0XLE wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026