Compare · 3 funds side by side · dividends reinvested

XLF, KBWB and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$26,379XLE · best of the three

02 / 04

XLF, KBWB and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.40%+44.9%+48.2%+18.0%+21.4%−15.0%23.2%$44.6B1.6

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$54.2B2.0

Invesco KBW Bank ETFSectors · Financials0.35%2.05%+10.1%+21.2%+38.0%+8.2%−16.4%20.2%$6.8B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: XLF 1998 · KBWB 2011 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $54.2B$16,157

XLF

KBWB

Invesco KBW Bank ETF · $6.8B$14,817

$10,000 five years ago, dividends reinvested · they hold 33.0% in common

XLFMeasureKBWB

+9.4%Year to dateJan 1 → Nov 4+10.1%

+15.3%1 yearTotal return+21.2%

+24.7%3 years · per year$10,000 became $19,384 · $26,300+38.0%

+10.1%5 years · per year$10,000 became $16,157 · $14,817+8.2%

0.08%Expense ratio$8 · $35 a year on $10k · lower is better0.35%

1.40%Trailing 12-mo yield$140 · $205 a year on $10k2.05%

−14.8%Worst dropSmaller is better−16.4%

15.0%VolatilityLower is calmer20.2%

XLFKBWB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs KBWB: Top 5 Holdings

Today

XLF

43.4%in top 5

KBWB

in top 538.3%

XLFStockKBWB

12.9%BRK-Bnot top 5

11.2%JPM8.1%

8.9%Vnot top 5

not top 5WFC8.4%

not top 5GS7.4%

not top 5MS7.4%

4.0%BAC6.8%

6.5%MAnot top 5

Held in common33.0%

End-of-day Nov 4, 2026 · share of each fund

XLF vs KBWB Returns, Every Period

SPDRXLF

+10.1%

5 years, per year

KBWBInvesco

+8.2%

5 years, per year

XLFKBWBFaded: behind in that period

1–3KBWB wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

XLF vs XLE

YTD

SPDRXLF

+9.4%

XLESPDR

+44.9%

+9.4%Year to date+44.9%

−14.8%Worst drop · 1Y−15.0%

15.0%Volatility · 1Y23.2%

1.4%Yield2.4%

$54.2BAssets$44.6B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, KBWB, XLE

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

XLE0.08%$8

KBWB0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: XLF, KBWB, XLE

2.40%highest, XLE

FundTrailing yieldYield$10k

XLE2.40%$240

KBWB2.05%$205

XLF1.40%$140

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$232most kept, XLE

XLE$240 − $8 = $232

KBWB$205 − $35 = $170

XLF$140 − $8 = $132

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: XLF, KBWB, XLE

Today

33.0%most shared, XLF and KBWB

XLFKBWBXLE

XLF—33.0%0.0%

KBWB33.0%—0.0%

XLE0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+48.2%XLE, at 23.2% volatility

XLFWorst drop−14.8%15.0% vol

KBWBWorst drop−16.4%20.2% vol

XLEWorst drop−15.0%23.2% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

XLEKBWB

+44.9%Year to date+10.1%

2.4%Yield2.0%

+48.2%Past year+21.2%

0.08%Fee0.35%

4–0XLE wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

XLE vs VDE

YTD

SPDRXLE

+44.9%

VDEVanguard

+42.7%

+44.9%Year to date+42.7%

2.4%Yield2.3%

$44.6BAssets$10.4B

2–0XLE wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026