Compare · 2 funds side by side · dividends reinvested

XLF and MUB

XLFSPDR×MUBiShares×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$15,503XLF · best of the two

02 / 04

XLF and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$55.5B1.5

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.27%+0.5%+0.9%+4.5%+0.8%−6.3%3.7%$54.9B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: XLF 1998 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $55.5B$15,503

XLF

MUB

iShares National Muni Bond ETF · $54.9B$10,414

$10,000 five years ago, dividends reinvested

XLFMeasureMUB

+6.3%Year to dateJan 1 → Nov 5+0.5%

+11.4%1 yearTotal return+0.9%

+23.0%3 years · per year$10,000 became $18,620 · $11,418+4.5%

+9.2%5 years · per year$10,000 became $15,503 · $10,414+0.8%

0.08%Expense ratio$8 · $5 a year on $10k · lower is better0.05%

1.44%Trailing 12-mo yield$144 · $327 a year on $10k3.27%

−14.8%Worst dropSmaller is better−6.3%

15.3%VolatilityLower is calmer3.7%

XLFMUB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs MUB: Top 5 Holdings

Today

XLF

43.7%in top 5

MUB

in top 5[…]

XLFStockMUB

12.9%BRK-Bnot top 5

11.2%JPMnot top 5

8.9%Vnot top 5

6.5%MAnot top 5

4.0%BACnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

XLF vs MUB Returns, Every Period

SPDRXLF

+9.2%

5 years, per year

MUBiShares

+0.8%

5 years, per year

XLFMUBFaded: behind in that period

4–0XLF wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Sector vs Bonds: XLF vs MUB

YTD

SPDRXLF

+6.3%

MUBiShares

+0.5%

+6.3%Year to date+0.5%

−14.8%Worst drop · 1Y−6.3%

15.3%Volatility · 1Y3.7%

1.4%Yield3.3%

$55.5BAssets$54.9B

3–1MUB wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, MUB

Today

0.05%lowest, MUB

FundExpense ratioFee$10k

MUB0.05%$5

XLF0.08%$8

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: XLF, MUB

3.27%highest, MUB

FundTrailing yieldYield$10k

MUB3.27%$327

XLF1.44%$144

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$322most kept, MUB

MUB$327 − $5 = $322

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: XLF, MUB

Today

[…]holdings […]

XLFMUB

XLF—[…]

MUB[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+11.4%XLF, at 15.3% volatility

MUBWorst drop−6.3%3.7% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

MUBXLF

+0.5%Year to date+6.3%

3.3%Yield1.4%

+0.9%Past year+11.4%

0.05%Fee0.08%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026