Compare · 3 funds side by side · dividends reinvested

XLF, MUB and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,568XLE · best of the three

02 / 04

XLF, MUB and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.0%+16.8%+20.7%−15.0%23.3%$40.5B1.9

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$54.5B2.0

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.27%+0.5%+0.9%+4.5%+0.8%−6.3%3.7%$55.0B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XLF 1998 · MUB 2007 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $54.5B$15,474

XLF

MUB

iShares National Muni Bond ETF · $55.0B$10,414

$10,000 five years ago, dividends reinvested

XLFMeasureMUB

+5.7%Year to dateJan 1 → Nov 6+0.5%

+10.4%1 yearTotal return+0.9%

+22.5%3 years · per year$10,000 became $18,391 · $11,418+4.5%

+9.1%5 years · per year$10,000 became $15,474 · $10,414+0.8%

0.08%Expense ratio$8 · $5 a year on $10k · lower is better0.05%

1.44%Trailing 12-mo yield$144 · $327 a year on $10k3.27%

−14.8%Worst dropSmaller is better−6.3%

15.3%VolatilityLower is calmer3.7%

XLFMUB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs MUB: Top 5 Holdings

Today

XLF

43.7%in top 5

MUB

in top 5[…]

XLFStockMUB

13.2%BRK-Bnot top 5

11.1%JPMnot top 5

8.9%Vnot top 5

6.5%MAnot top 5

4.0%BACnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

XLF vs MUB Returns, Every Period

SPDRXLF

+9.1%

5 years, per year

MUBiShares

+0.8%

5 years, per year

XLFMUBFaded: behind in that period

4–0XLF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Bonds: XLF vs MUB

YTD

SPDRXLF

+5.7%

MUBiShares

+0.5%

+5.7%Year to date+0.5%

−14.8%Worst drop · 1Y−6.3%

15.3%Volatility · 1Y3.7%

1.4%Yield3.3%

$54.5BAssets$55.0B

3–1MUB wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, MUB, XLE

Today

0.05%lowest, MUB

FundExpense ratioFee$10k

MUB0.05%$5

XLF0.08%$8

XLE0.08%$8

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XLF, MUB, XLE

3.27%highest, MUB

FundTrailing yieldYield$10k

MUB3.27%$327

XLE2.47%$247

XLF1.44%$144

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$322most kept, MUB

MUB$327 − $5 = $322

XLE$247 − $8 = $239

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XLF, MUB, XLE

Today

0.0%most shared, XLF and XLE

XLFMUBXLE

XLF—[…]0.0%

MUB[…]—[…]

XLE0.0%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+45.0%XLE, at 23.3% volatility

MUBWorst drop−6.3%3.7% vol

XLFWorst drop−14.8%15.3% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

MUBXLE

+0.5%Year to date+40.6%

3.3%Yield2.5%

+0.9%Past year+45.0%

0.05%Fee0.08%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.6%

+40.6%Year to date+38.6%

2.5%Yield2.4%

$40.5BAssets$10.4B

2–0XLE wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026