Compare · 3 funds side by side · dividends reinvested

XLF, QQQ and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,568XLE · best of the three

02 / 04

XLF, QQQ and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.0%+16.8%+20.7%−15.0%23.3%$42.0B1.8

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B1.9

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.47%+7.2%+5.8%+23.2%+11.9%−14.8%21.3%$469B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XLF 1998 · QQQ 1999 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $55.5B$15,474

XLF

QQQ

Invesco QQQ Trust, Series 1 · $469B$17,509

$10,000 five years ago, dividends reinvested · they hold 0.2% in common

XLFMeasureQQQ

+5.7%Year to dateJan 1 → Nov 6+7.2%

+10.4%1 yearTotal return+5.8%

+22.5%3 years · per year$10,000 became $18,391 · $18,694+23.2%

+9.1%5 years · per year$10,000 became $15,474 · $17,509+11.9%

0.08%Expense ratio$8 · $18 a year on $10k · lower is better0.18%

1.44%Trailing 12-mo yield$144 · $47 a year on $10k0.47%

−14.8%Worst dropSmaller is better−14.8%

15.3%VolatilityLower is calmer21.3%

XLFQQQ Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3XLF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs QQQ: Top 5 Holdings

Today

XLF

43.7%in top 5

QQQ

in top 531.6%

XLFStockQQQ

13.2%BRK-Bnot top 5

11.1%JPMnot top 5

8.9%Vnot top 5

not top 5AAPL8.7%

not top 5NVDA7.6%

not top 5MSFT6.9%

6.5%MAnot top 5

not top 5AMZN4.9%

4.0%BACnot top 5

not top 5MU3.5%

Held in common0.2%

End-of-day Nov 6, 2026 · share of each fund

XLF vs QQQ Returns, Every Period

SPDRXLF

+9.1%

5 years, per year

QQQInvesco

+11.9%

5 years, per year

XLFQQQFaded: behind in that period

1–3QQQ wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

XLF vs XLE

YTD

SPDRXLF

+5.7%

XLESPDR

+40.6%

+5.7%Year to date+40.6%

−14.8%Worst drop · 1Y−15.0%

15.3%Volatility · 1Y23.3%

1.4%Yield2.5%

$55.5BAssets$42.0B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, QQQ, XLE

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

XLE0.08%$8

QQQ0.18%$18

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XLF, QQQ, XLE

2.47%highest, XLE

FundTrailing yieldYield$10k

XLE2.47%$247

XLF1.44%$144

QQQ0.47%$47

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$239most kept, XLE

XLE$247 − $8 = $239

XLF$144 − $8 = $136

QQQ$47 − $18 = $29

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XLF, QQQ, XLE

Today

0.5%most shared, QQQ and XLE

XLFQQQXLE

XLF—0.2%0.0%

QQQ0.2%—0.5%

XLE0.0%0.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+45.0%XLE, at 23.3% volatility

XLFWorst drop−14.8%15.3% vol

QQQWorst drop−14.8%21.3% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XLEQQQ

+40.6%Year to date+7.2%

2.5%Yield0.5%

+45.0%Past year+5.8%

0.08%Fee0.18%

4–0XLE wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

QQQM vs QQQ

YTD

InvescoQQQM

+7.2%

QQQInvesco

+7.2%

+7.2%Year to date+7.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

1–0QQQM wins

End-of-day Nov 6, 2026

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.6%

+40.6%Year to date+38.6%

2.5%Yield2.4%

$42.0BAssets$10.4B

2–0XLE wins

End-of-day Nov 6, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

−0.3%

QQQInvesco

+7.2%

−0.3%Year to date+7.2%

0.94% · $94Fee · on $10k a year0.18% · $18

$27.1BAssets$469B

2–0QQQ wins

End-of-day Nov 6, 2026