Compare · 3 funds side by side · dividends reinvested

XLF, REAI and XLE

XLFSPDR×REAIArmada ETF Advisors×XLESPDR×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,404XLE · best of the three

02 / 04

XLF, REAI and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.4%+16.7%+20.5%−15.0%23.3%$44.1B1.6

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$53.8B2.0

Intelligent Real Estate ETFSectors · Real estate0.59%2.38%+10.0%+4.1%+10.0%[…]−10.2%15.0%$1M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: XLF 1998 · REAI 2023 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $53.8B$15,503

XLF

REAI

Intelligent Real Estate ETF · $1M[…]

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLFMeasureREAI

+6.3%Year to dateJan 1 → Nov 5+10.0%

+11.4%1 yearTotal return+4.1%

+23.0%3 years · per year$10,000 became $18,620 · $13,305+10.0%

+9.2%5 years · per year$10,000 became $15,503 · […][…]

0.08%Expense ratio$8 · $59 a year on $10k · lower is better0.59%

1.44%Trailing 12-mo yield$144 · $238 a year on $10k2.38%

−14.8%Worst dropSmaller is better−10.2%

15.3%VolatilityLower is calmer15.0%

XLFREAI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4REAI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs REAI: Top 5 Holdings

Today

XLF

43.7%in top 5

REAI

in top 537.5%

XLFStockREAI

12.9%BRK-Bnot top 5

11.2%JPMnot top 5

not top 5EQIX10.0%

not top 5DLR9.5%

8.9%Vnot top 5

not top 5DCREIT.S7.4%

6.5%MAnot top 5

not top 5IRM5.4%

not top 5AMT5.2%

4.0%BACnot top 5

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

XLF vs REAI Returns, Every Period

SPDRXLF

+11.4%

past year

REAIArmada ETF Advisors

+4.1%

past year

XLFREAIFaded: behind in that period

2–1XLF wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

XLF vs XLE

YTD

SPDRXLF

+6.3%

XLESPDR

+40.6%

+6.3%Year to date+40.6%

−14.8%Worst drop · 1Y−15.0%

15.3%Volatility · 1Y23.3%

1.4%Yield2.5%

$53.8BAssets$44.1B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, REAI, XLE

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

XLE0.08%$8

REAI0.59%$59

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: XLF, REAI, XLE

2.47%highest, XLE

FundTrailing yieldYield$10k

XLE2.47%$247

REAI2.38%$238

XLF1.44%$144

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$239most kept, XLE

XLE$247 − $8 = $239

REAI$238 − $59 = $179

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: XLF, REAI, XLE

Today

0.0%most shared, XLF and REAI

XLFREAIXLE

XLF—0.0%0.0%

REAI0.0%—0.0%

XLE0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+45.4%XLE, at 23.3% volatility

REAIWorst drop−10.2%15.0% vol

XLFWorst drop−14.8%15.3% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

XLEREAI

+40.6%Year to date+10.0%

2.5%Yield2.4%

+45.4%Past year+4.1%

0.08%Fee0.59%

4–0XLE wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.4%

+40.6%Year to date+38.4%

2.5%Yield2.4%

$44.1BAssets$10.4B

2–0XLE wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026