Compare · 2 funds side by side · dividends reinvested

XLF and REAI

XLFSPDR×REAIArmada ETF Advisors×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$15,503XLF · best of the two

02 / 04

XLF and REAI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Intelligent Real Estate ETFSectors · Real estate0.59%2.38%+10.0%+4.1%+10.0%[…]−10.2%15.0%$1M1.4

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$55.5B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: XLF 1998 · REAI 2023

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $55.5B$15,503

XLF

REAI

Intelligent Real Estate ETF · $1M[…]

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLFMeasureREAI

+6.3%Year to dateJan 1 → Nov 5+10.0%

+11.4%1 yearTotal return+4.1%

+23.0%3 years · per year$10,000 became $18,620 · $13,305+10.0%

+9.2%5 years · per year$10,000 became $15,503 · […][…]

0.08%Expense ratio$8 · $59 a year on $10k · lower is better0.59%

1.44%Trailing 12-mo yield$144 · $238 a year on $10k2.38%

−14.8%Worst dropSmaller is better−10.2%

15.3%VolatilityLower is calmer15.0%

XLFREAI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4REAI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs REAI: Top 5 Holdings

Today

XLF

43.7%in top 5

REAI

in top 537.5%

XLFStockREAI

12.9%BRK-Bnot top 5

11.2%JPMnot top 5

not top 5EQIX10.0%

not top 5DLR9.5%

8.9%Vnot top 5

not top 5DCREIT.S7.4%

6.5%MAnot top 5

not top 5IRM5.4%

not top 5AMT5.2%

4.0%BACnot top 5

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

XLF vs REAI Returns, Every Period

SPDRXLF

+11.4%

past year

REAIArmada ETF Advisors

+4.1%

past year

XLFREAIFaded: behind in that period

2–1XLF wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

XLF vs REAI

YTD

SPDRXLF

+6.3%

REAIArmada ETF Advisors

+10.0%

+6.3%Year to date+10.0%

−14.8%Worst drop · 1Y−10.2%

15.3%Volatility · 1Y15.0%

1.4%Yield2.4%

$55.5BAssets$1.1M

4–0REAI wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, REAI

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

REAI0.59%$59

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: XLF, REAI

2.38%highest, REAI

FundTrailing yieldYield$10k

REAI2.38%$238

XLF1.44%$144

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$179most kept, REAI

REAI$238 − $59 = $179

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: XLF, REAI

Today

0.0%most shared, XLF and REAI

XLFREAI

XLF—0.0%

REAI0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+11.4%XLF, at 15.3% volatility

REAIWorst drop−10.2%15.0% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

REAIXLF

+10.0%Year to date+6.3%

2.4%Yield1.4%

+4.1%Past year+11.4%

0.59%Fee0.08%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026