Compare · 3 funds side by side · dividends reinvested

XLF, SCHD and VNQ

XLFSPDR×SCHDSchwab×VNQVanguard×
$5k$7.5k$10k$12.5k$15k$17.5kLow $8,959 · 2022SCHD$16,267XLF$15,474VNQ$10,664Oct 2021Nov 2026Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,267SCHD · best of the three
02 / 04

XLF, SCHD and VNQ, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.3
Vanguard Real Estate ETFSectors · Real estate0.13%3.56%+11.2%+11.3%+13.6%+1.3%−11.4%14.2%$35.9B2.3
State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B2.5
Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 6, 2026 · returns include dividends · since: XLF 1998 · SCHD 2011 · VNQ 2004
@TheETFTracker·theetftracker.com

Head to Head

5Y
State Street Financial Select Sector SPDR ETF · $55.5B$15,474
XLF
SCHD
Schwab U.S. Dividend Equity ETF · $120B$16,267

$10,000 five years ago, dividends reinvested · they hold 3.4% in common

XLFMeasureSCHD
+5.7%Year to dateJan 1 → Nov 6+31.4%
+10.4%1 yearTotal return+37.0%
+22.5%3 years · per year$10,000 became $18,391 · $17,266+20.0%
+9.1%5 years · per year$10,000 became $15,474 · $16,267+10.2%
0.08%Expense ratio$8 · $6 a year on $10k · lower is better0.06%
1.44%Trailing 12-mo yield$144 · $300 a year on $10k3.00%
−14.8%Worst dropSmaller is better−6.9%
15.3%VolatilityLower is calmer11.7%
XLFSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side
1–7SCHD wins
End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
@TheETFTracker·theetftracker.com

More Ways to See the Pairs

XLF vs SCHD: Top 5 Holdings

Today
XLF
43.7%in top 5
in top 521.4%
XLFStockSCHD
13.2%BRK-Bnot top 5
11.1%JPMnot top 5
8.9%Vnot top 5
6.5%MAnot top 5
not top 5PG4.5%
not top 5HD4.3%
not top 5TXN4.3%
not top 5KO4.3%
not top 5AMGN4.1%
4.0%BACnot top 5
Held in common3.4%
End-of-day Nov 6, 2026 · share of each fund
@TheETFTracker·theetftracker.com

XLF vs SCHD Returns, Every Period

5Y
SPDRXLF
+9.1%
5 years, per year
SCHDSchwab
+10.2%
5 years, per year
0%+10%+20%+30%+40%+5.7%+31.4%YTD+10.4%+37.0%1 year+22.5%+20.0%3 yrs · yr+9.1%+10.2%5 yrs · yr
XLFSCHDFaded: behind in that period
1–3SCHD wins
End-of-day Nov 6, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

XLF vs VNQ

YTD
SPDRXLF
+5.7%
VNQVanguard
+11.2%
Jan 1Nov 6+5.7%+11.2%
+5.7%Year to date+11.2%
−14.8%Worst drop · 1Y−11.4%
15.3%Volatility · 1Y14.2%
1.4%Yield3.6%
$55.5BAssets$35.9B
4–0VNQ wins
End-of-day Nov 6, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: XLF, SCHD, VNQ

Today
0.06%lowest, SCHD
FundExpense ratioFee$10k
SCHD0.06%$6
XLF0.08%$8
VNQ0.13%$13
End-of-day Nov 6, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: XLF, SCHD, VNQ

1Y
3.56%highest, VNQ
FundTrailing yieldYield$10k
VNQ3.56%$356
SCHD3.00%$300
XLF1.44%$144
End-of-day Nov 6, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$343most kept, VNQ
VNQ$356 − $13 = $343
SCHD$300 − $6 = $294
XLF$144 − $8 = $136
KeptFee
End-of-day Nov 6, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: XLF, SCHD, VNQ

Today
3.4%most shared, XLF and SCHD
XLFSCHDVNQ
XLF—3.4%0.0%
SCHD3.4%—0.0%
VNQ0.0%0.0%—
End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 3 ETFs

1Y
+37.0%SCHD, at 11.7% volatility
0%+10%+20%+30%+40%+50%5%10%15%20%Volatility · 1 year → bumpierSCHD +37.0%VNQ +11.3%XLF +10.4%
SCHDWorst drop−6.9%11.7% vol
VNQWorst drop−11.4%14.2% vol
XLFWorst drop−14.8%15.3% vol
End-of-day Nov 6, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
Jan 1Nov 6+11.2%+31.4%
+11.2%Year to date+31.4%
3.6%Yield3.0%
+11.3%Past year+37.0%
0.13%Fee0.06%
3–1SCHD wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Three

SCHD vs VIG

YTD
SchwabSCHD
+31.4%
VIGVanguard
+12.1%
Jan 1Nov 6+31.4%+12.1%
+31.4%Year to date+12.1%
3.0%Yield1.5%
$120BAssets$109B
2–0SCHD wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

VNQ vs SCHH

YTD
VanguardVNQ
+11.2%
SCHHSchwab
+14.7%
Jan 1Nov 6+11.2%+14.7%
+11.2%Year to date+14.7%
3.6%Yield2.9%
$35.9BAssets$11.2B
1–1level
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+3.2%
JEPIJ.P. Morgan
+5.3%
Jan 1Nov 6+3.2%+5.3%
+3.2%Year to date+5.3%
12.8%Yield8.1%
$42.6BAssets$46.8B
1–1level
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com