Compare · 3 funds side by side · dividends reinvested

XLF, SLV and GLD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$22,656GLD · best of the three

02 / 04

XLF, SLV and GLD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B1.5

SPDR Gold SharesCommodities · Gold0.40%0.00%−4.2%+3.7%+27.3%+17.8%−28.3%29.0%$136B2.0

iShares Silver TrustCommodities · Silver & metals0.50%0.00%−25.3%+10.5%+32.1%+16.7%−57.8%65.9%$26.6B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: XLF 1998 · SLV 2006 · GLD 2004

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $53.4B$15,690

XLF

SLV

iShares Silver Trust · $26.6B$21,655

$10,000 five years ago, dividends reinvested

XLFMeasureSLV

+7.2%Year to dateJan 1 → Nov 9−25.3%

+12.4%1 yearTotal return+10.5%

+22.2%3 years · per year$10,000 became $18,230 · $23,067+32.1%

+9.4%5 years · per year$10,000 became $15,690 · $21,655+16.7%

0.08%Expense ratio$8 · $50 a year on $10k · lower is better0.50%

1.42%Trailing 12-mo yield$142 · $0 a year on $10k0.00%

−14.8%Worst dropSmaller is better−57.8%

15.3%VolatilityLower is calmer65.9%

XLFSLV Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2XLF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs SLV: Top 5 Holdings

Today

XLF

43.8%in top 5

SLV

in top 5[…]

XLFStockSLV

13.2%BRK-Bnot top 5

11.1%JPMnot top 5

9.0%Vnot top 5

6.6%MAnot top 5

4.0%BACnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

XLF vs SLV Returns, Every Period

SPDRXLF

+9.4%

5 years, per year

SLViShares

+16.7%

5 years, per year

XLFSLVFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Sector vs Commodities: XLF vs SLV

YTD

SPDRXLF

+7.2%

SLViShares

−25.3%

+7.2%Year to date−25.3%

−14.8%Worst drop · 1Y−57.8%

15.3%Volatility · 1Y65.9%

1.4%Yield0.0%

$53.4BAssets$26.6B

4–0XLF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, SLV, GLD

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

GLD0.40%$40

SLV0.50%$50

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: XLF, SLV, GLD

1.42%highest, XLF

FundTrailing yieldYield$10k

XLF1.42%$142

SLV0.00%$0

GLD0.00%$0

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$134most kept, XLF

XLF$142 − $8 = $134

GLD$0 − $40 = −$40

SLV$0 − $50 = −$50

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: XLF, SLV, GLD

Today

[…]holdings […]

XLFSLVGLD

XLF—[…][…]

SLV[…]—[…]

GLD[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+12.4%XLF, at 15.3% volatility

XLFWorst drop−14.8%15.3% vol

GLDWorst drop−28.3%29.0% vol

SLVWorst drop−57.8%65.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

XLFGLD

+7.2%Year to date−4.2%

1.4%Yield0.0%

+12.4%Past year+3.7%

0.08%Fee0.40%

4–0XLF wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

GLDM vs GLD

YTD

SPDRGLDM

−4.1%

GLDSPDR

−4.2%

−4.1%Year to date−4.2%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.8BAssets$136B

2–0GLDM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026