Compare · 3 funds side by side · dividends reinvested

XLF, SMMV and VUG

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,565VUG · best of the three

02 / 04

XLF, SMMV and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares MSCI USA Small-Cap Min Vol Factor ETFUS Stock Styles · Small cap0.20%1.56%+10.3%+14.4%+14.6%+5.8%−7.0%9.8%$277M1.8

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B2.0

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.41%+4.2%+4.7%+22.9%+10.6%−15.1%19.1%$233B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: XLF 1998 · SMMV 2016 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $53.4B$15,690

XLF

SMMV

iShares MSCI USA Small-Cap Min Vol Factor ETF · $277M$13,257

$10,000 five years ago, dividends reinvested · they hold 0.5% in common

XLFMeasureSMMV

+7.2%Year to dateJan 1 → Nov 9+10.3%

+12.4%1 yearTotal return+14.4%

+22.2%3 years · per year$10,000 became $18,230 · $15,054+14.6%

+9.4%5 years · per year$10,000 became $15,690 · $13,257+5.8%

0.08%Expense ratio$8 · $20 a year on $10k · lower is better0.20%

1.42%Trailing 12-mo yield$142 · $156 a year on $10k1.56%

−14.8%Worst dropSmaller is better−7.0%

15.3%VolatilityLower is calmer9.8%

XLFSMMV Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SMMV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs SMMV: Top 5 Holdings

Today

XLF

43.8%in top 5

SMMV

in top 56.9%

XLFStockSMMV

13.2%BRK-Bnot top 5

11.1%JPMnot top 5

9.0%Vnot top 5

6.6%MAnot top 5

4.0%BACnot top 5

not top 5PNW1.5%

not top 5RNR1.5%

not top 5OHI1.4%

not top 5THG1.3%

not top 5ADC1.3%

Held in common0.5%

End-of-day Nov 9, 2026 · share of each fund

XLF vs SMMV Returns, Every Period

SPDRXLF

+9.4%

5 years, per year

SMMViShares

+5.8%

5 years, per year

XLFSMMVFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Sector vs Stocks: XLF vs SMMV

YTD

SPDRXLF

+7.2%

SMMViShares

+10.3%

+7.2%Year to date+10.3%

−14.8%Worst drop · 1Y−7.0%

15.3%Volatility · 1Y9.8%

1.4%Yield1.6%

$53.4BAssets$277M

4–0SMMV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, SMMV, VUG

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

XLF0.08%$8

SMMV0.20%$20

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: XLF, SMMV, VUG

1.56%highest, SMMV

FundTrailing yieldYield$10k

SMMV1.56%$156

XLF1.42%$142

VUG0.41%$41

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, SMMV

SMMV$156 − $20 = $136

XLF$142 − $8 = $134

VUG$41 − $3 = $38

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: XLF, SMMV, VUG

Today

3.9%most shared, XLF and VUG

XLFSMMVVUG

XLF—0.5%3.9%

SMMV0.5%—0.0%

VUG3.9%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+14.4%SMMV, at 9.8% volatility

SMMVWorst drop−7.0%9.8% vol

XLFWorst drop−14.8%15.3% vol

VUGWorst drop−15.1%19.1% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SMMVXLF

+10.3%Year to date+7.2%

1.6%Yield1.4%

+14.4%Past year+12.4%

0.20%Fee0.08%

3–1SMMV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026