Compare · 3 funds side by side · dividends reinvested

XLF, SPYM and IVV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,553SPYM · best of the three

02 / 04

XLF, SPYM and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$179B1.6

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$875B1.9

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: XLF 1998 · SPYM 2005 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $53.4B$15,690

XLF

SPYM

State Street SPDR Portfolio S&P 500 ETF · $179B$17,553

$10,000 five years ago, dividends reinvested · they hold 12.6% in common

XLFMeasureSPYM

+7.2%Year to dateJan 1 → Nov 9+11.3%

+12.4%1 yearTotal return+13.6%

+22.2%3 years · per year$10,000 became $18,230 · $18,161+22.0%

+9.4%5 years · per year$10,000 became $15,690 · $17,553+11.9%

0.08%Expense ratio$8 · $2 a year on $10k · lower is better0.02%

1.42%Trailing 12-mo yield$142 · $103 a year on $10k1.03%

−14.8%Worst dropSmaller is better−8.9%

15.3%VolatilityLower is calmer13.7%

XLFSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SPYM wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs SPYM: Top 5 Holdings

Today

XLF

43.8%in top 5

SPYM

in top 527.8%

XLFStockSPYM

13.2%BRK-Bnot top 5

11.1%JPMnot top 5

9.0%Vnot top 5

not top 5AAPL7.9%

not top 5NVDA7.1%

6.6%MAnot top 5

not top 5MSFT6.2%

not top 5AMZN4.0%

4.0%BACnot top 5

not top 5GOOGL2.6%

Held in common12.6%

End-of-day Nov 9, 2026 · share of each fund

XLF vs SPYM Returns, Every Period

SPDRXLF

+9.4%

5 years, per year

SPYMSPDR

+11.9%

5 years, per year

XLFSPYMFaded: behind in that period

1–3SPYM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Sector vs Core: XLF vs IVV

YTD

SPDRXLF

+7.2%

IVViShares

+11.3%

+7.2%Year to date+11.3%

−14.8%Worst drop · 1Y−8.9%

15.3%Volatility · 1Y13.8%

1.4%Yield1.1%

$53.4BAssets$875B

3–1IVV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, SPYM, IVV

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

IVV0.03%$3

XLF0.08%$8

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: XLF, SPYM, IVV

1.42%highest, XLF

FundTrailing yieldYield$10k

XLF1.42%$142

IVV1.11%$111

SPYM1.03%$103

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$134most kept, XLF

XLF$142 − $8 = $134

IVV$111 − $3 = $108

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: XLF, SPYM, IVV

Today

99.9%most shared, SPYM and IVV

XLFSPYMIVV

XLF—12.6%12.6%

SPYM12.6%—99.9%

IVV12.6%99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.6%IVV, at 13.8% volatility

SPYMWorst drop−8.9%13.7% vol

IVVWorst drop−8.9%13.8% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

XLFSPYM

+7.2%Year to date+11.3%

1.4%Yield1.0%

+12.4%Past year+13.6%

0.08%Fee0.02%

3–1SPYM wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026