Compare · 3 funds side by side · dividends reinvested

XLF, USRT and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,568XLE · best of the three

02 / 04

XLF, USRT and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core U.S. REIT ETFSectors · Real estate0.08%2.69%+16.2%+16.0%+16.0%+3.7%−12.4%13.9%$4.3B1.8

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.0%+16.8%+20.7%−15.0%23.3%$42.0B1.8

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XLF 1998 · USRT 2007 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $55.5B$15,474

XLF

USRT

iShares Core U.S. REIT ETF · $4.3B$12,000

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLFMeasureUSRT

+5.7%Year to dateJan 1 → Nov 6+16.2%

+10.4%1 yearTotal return+16.0%

+22.5%3 years · per year$10,000 became $18,391 · $15,602+16.0%

+9.1%5 years · per year$10,000 became $15,474 · $12,000+3.7%

0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%

1.44%Trailing 12-mo yield$144 · $269 a year on $10k2.69%

−14.8%Worst dropSmaller is better−12.4%

15.3%VolatilityLower is calmer13.9%

XLFUSRT Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5USRT wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs USRT: Top 5 Holdings

Today

XLF

43.7%in top 5

USRT

in top 531.4%

XLFStockUSRT

13.2%BRK-Bnot top 5

11.1%JPMnot top 5

not top 5WELL9.3%

8.9%Vnot top 5

not top 5PLD6.8%

6.5%MAnot top 5

not top 5EQIX5.9%

not top 5SPG4.8%

not top 5PSA4.6%

4.0%BACnot top 5

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

XLF vs USRT Returns, Every Period

SPDRXLF

+9.1%

5 years, per year

USRTiShares

+3.7%

5 years, per year

XLFUSRTFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

XLF vs USRT

YTD

SPDRXLF

+5.7%

USRTiShares

+16.2%

+5.7%Year to date+16.2%

−14.8%Worst drop · 1Y−12.4%

15.3%Volatility · 1Y13.9%

1.4%Yield2.7%

$55.5BAssets$4.3B

4–0USRT wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, USRT, XLE

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

USRT0.08%$8

XLE0.08%$8

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XLF, USRT, XLE

2.69%highest, USRT

FundTrailing yieldYield$10k

USRT2.69%$269

XLE2.47%$247

XLF1.44%$144

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$261most kept, USRT

USRT$269 − $8 = $261

XLE$247 − $8 = $239

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XLF, USRT, XLE

Today

0.0%most shared, XLF and USRT

XLFUSRTXLE

XLF—0.0%0.0%

USRT0.0%—0.0%

XLE0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+45.0%XLE, at 23.3% volatility

USRTWorst drop−12.4%13.9% vol

XLFWorst drop−14.8%15.3% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

USRTXLE

+16.2%Year to date+40.6%

2.7%Yield2.5%

+16.0%Past year+45.0%

0.08%Fee0.08%

2–1XLE wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.6%

+40.6%Year to date+38.6%

2.5%Yield2.4%

$42.0BAssets$10.4B

2–0XLE wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026