Compare · 2 funds side by side · dividends reinvested

XLF and VNQ

XLFSPDR×VNQVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,157XLF · best of the two

02 / 04

XLF and VNQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$54.2B1.5

Vanguard Real Estate ETFSectors · Real estate0.13%3.47%+13.9%+14.3%+15.4%+1.8%−11.4%14.1%$35.9B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: XLF 1998 · VNQ 2004

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $54.2B$16,157

XLF

VNQ

Vanguard Real Estate ETF · $35.9B$10,948

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLFMeasureVNQ

+9.4%Year to dateJan 1 → Nov 4+13.9%

+15.3%1 yearTotal return+14.3%

+24.7%3 years · per year$10,000 became $19,384 · $15,380+15.4%

+10.1%5 years · per year$10,000 became $16,157 · $10,948+1.8%

0.08%Expense ratio$8 · $13 a year on $10k · lower is better0.13%

1.40%Trailing 12-mo yield$140 · $347 a year on $10k3.47%

−14.8%Worst dropSmaller is better−11.4%

15.0%VolatilityLower is calmer14.1%

XLFVNQ Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs VNQ: Top 5 Holdings

Today

XLF

43.4%in top 5

VNQ

in top 534.7%

XLFStockVNQ

12.9%BRK-Bnot top 5

11.2%JPMnot top 5

not top 5WELL10.7%

8.9%Vnot top 5

not top 5PLD8.0%

not top 5EQIX6.6%

6.5%MAnot top 5

not top 5AMT5.1%

not top 5SPG4.3%

4.0%BACnot top 5

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

XLF vs VNQ Returns, Every Period

SPDRXLF

+10.1%

5 years, per year

VNQVanguard

+1.8%

5 years, per year

XLFVNQFaded: behind in that period

3–1XLF wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

XLF vs VNQ

YTD

SPDRXLF

+9.4%

VNQVanguard

+13.9%

+9.4%Year to date+13.9%

−14.8%Worst drop · 1Y−11.4%

15.0%Volatility · 1Y14.1%

1.4%Yield3.5%

$54.2BAssets$35.9B

4–0VNQ wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, VNQ

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

VNQ0.13%$13

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: XLF, VNQ

3.47%highest, VNQ

FundTrailing yieldYield$10k

VNQ3.47%$347

XLF1.40%$140

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$334most kept, VNQ

VNQ$347 − $13 = $334

XLF$140 − $8 = $132

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: XLF, VNQ

Today

0.0%most shared, XLF and VNQ

XLFVNQ

XLF—0.0%

VNQ0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+15.3%XLF, at 15.0% volatility

VNQWorst drop−11.4%14.1% vol

XLFWorst drop−14.8%15.0% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VNQXLF

+13.9%Year to date+9.4%

3.5%Yield1.4%

+14.3%Past year+15.3%

0.13%Fee0.08%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Two

VNQ vs SCHH

YTD

VanguardVNQ

+13.9%

SCHHSchwab

+17.1%

+13.9%Year to date+17.1%

3.5%Yield2.8%

$35.9BAssets$11.1B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026