Compare · 3 funds side by side · dividends reinvested

XLF, VNQ and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,568XLE · best of the three

02 / 04

XLF, VNQ and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.0%+16.8%+20.7%−15.0%23.3%$42.0B1.8

Vanguard Real Estate ETFSectors · Real estate0.13%3.56%+11.2%+11.3%+13.6%+1.3%−11.4%14.2%$35.9B2.0

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XLF 1998 · VNQ 2004 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $55.5B$15,474

XLF

VNQ

Vanguard Real Estate ETF · $35.9B$10,664

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLFMeasureVNQ

+5.7%Year to dateJan 1 → Nov 6+11.2%

+10.4%1 yearTotal return+11.3%

+22.5%3 years · per year$10,000 became $18,391 · $14,676+13.6%

+9.1%5 years · per year$10,000 became $15,474 · $10,664+1.3%

0.08%Expense ratio$8 · $13 a year on $10k · lower is better0.13%

1.44%Trailing 12-mo yield$144 · $356 a year on $10k3.56%

−14.8%Worst dropSmaller is better−11.4%

15.3%VolatilityLower is calmer14.2%

XLFVNQ Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VNQ wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs VNQ: Top 5 Holdings

Today

XLF

43.7%in top 5

VNQ

in top 534.7%

XLFStockVNQ

13.2%BRK-Bnot top 5

11.1%JPMnot top 5

not top 5WELL10.7%

8.9%Vnot top 5

not top 5PLD8.0%

not top 5EQIX6.6%

6.5%MAnot top 5

not top 5AMT5.1%

not top 5SPG4.3%

4.0%BACnot top 5

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

XLF vs VNQ Returns, Every Period

SPDRXLF

+9.1%

5 years, per year

VNQVanguard

+1.3%

5 years, per year

XLFVNQFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

XLF vs VNQ

YTD

SPDRXLF

+5.7%

VNQVanguard

+11.2%

+5.7%Year to date+11.2%

−14.8%Worst drop · 1Y−11.4%

15.3%Volatility · 1Y14.2%

1.4%Yield3.6%

$55.5BAssets$35.9B

4–0VNQ wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, VNQ, XLE

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

XLE0.08%$8

VNQ0.13%$13

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XLF, VNQ, XLE

3.56%highest, VNQ

FundTrailing yieldYield$10k

VNQ3.56%$356

XLE2.47%$247

XLF1.44%$144

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$343most kept, VNQ

VNQ$356 − $13 = $343

XLE$247 − $8 = $239

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XLF, VNQ, XLE

Today

0.0%most shared, XLF and VNQ

XLFVNQXLE

XLF—0.0%0.0%

VNQ0.0%—0.0%

XLE0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+45.0%XLE, at 23.3% volatility

VNQWorst drop−11.4%14.2% vol

XLFWorst drop−14.8%15.3% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VNQXLE

+11.2%Year to date+40.6%

3.6%Yield2.5%

+11.3%Past year+45.0%

0.13%Fee0.08%

3–1XLE wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.6%

+40.6%Year to date+38.6%

2.5%Yield2.4%

$42.0BAssets$10.4B

2–0XLE wins

End-of-day Nov 6, 2026

VNQ vs SCHH

YTD

VanguardVNQ

+11.2%

SCHHSchwab

+14.7%

+11.2%Year to date+14.7%

3.6%Yield2.9%

$35.9BAssets$11.2B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026