Compare · 3 funds side by side · dividends reinvested

XLF, VUG and VGT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$20,466VGT · best of the three

02 / 04

XLF, VUG and VGT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$55.5B1.6

Vanguard Information Technology ETFSectors · Technology0.09%0.44%+14.0%+11.1%+28.8%+15.4%−17.5%26.5%$155B2.0

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.43%+0.5%−0.6%+22.8%+9.9%−15.1%19.0%$233B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: XLF 1998 · VUG 2004 · VGT 2004

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $55.5B$15,503

XLF

VUG

Vanguard Morningstar Growth ETF · $233B$16,052

$10,000 five years ago, dividends reinvested · they hold 3.9% in common

XLFMeasureVUG

+6.3%Year to dateJan 1 → Nov 5+0.5%

+11.4%1 yearTotal return−0.6%

+23.0%3 years · per year$10,000 became $18,620 · $18,532+22.8%

+9.2%5 years · per year$10,000 became $15,503 · $16,052+9.9%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

1.44%Trailing 12-mo yield$144 · $43 a year on $10k0.43%

−14.8%Worst dropSmaller is better−15.1%

15.3%VolatilityLower is calmer19.0%

XLFVUG Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2XLF wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs VUG: Top 5 Holdings

Today

XLF

43.7%in top 5

VUG

in top 545.2%

XLFStockVUG

not top 5NVDA13.5%

12.9%BRK-Bnot top 5

not top 5AAPL12.5%

11.2%JPMnot top 5

not top 5MSFT9.7%

8.9%Vnot top 5

6.5%MAnot top 5

not top 5GOOGL5.2%

not top 5AVGO4.3%

4.0%BACnot top 5

Held in common3.9%

End-of-day Nov 5, 2026 · share of each fund

XLF vs VUG Returns, Every Period

SPDRXLF

+9.2%

5 years, per year

VUGVanguard

+9.9%

5 years, per year

XLFVUGFaded: behind in that period

3–1XLF wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

XLF vs VGT

YTD

SPDRXLF

+6.3%

VGTVanguard

+14.0%

+6.3%Year to date+14.0%

−14.8%Worst drop · 1Y−17.5%

15.3%Volatility · 1Y26.5%

1.4%Yield0.4%

$55.5BAssets$155B

3–1XLF wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, VUG, VGT

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

XLF0.08%$8

VGT0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: XLF, VUG, VGT

1.44%highest, XLF

FundTrailing yieldYield$10k

XLF1.44%$144

VGT0.44%$44

VUG0.43%$43

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

VUG$43 − $3 = $40

VGT$44 − $9 = $35

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: XLF, VUG, VGT

Today

59.0%most shared, VUG and VGT

XLFVUGVGT

XLF—3.9%0.0%

VUG3.9%—59.0%

VGT0.0%59.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.4%XLF, at 15.3% volatility

XLFWorst drop−14.8%15.3% vol

VUGWorst drop−15.1%19.0% vol

VGTWorst drop−17.5%26.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

XLFVGT

+6.3%Year to date+14.0%

1.4%Yield0.4%

+11.4%Past year+11.1%

0.08%Fee0.09%

3–1XLF wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 5, 2026

XLK vs VGT

YTD

SPDRXLK

+13.2%

VGTVanguard

+14.0%

+13.2%Year to date+14.0%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026