Compare · 3 funds side by side · dividends reinvested

XLF, VUG and VTV

XLFSPDR×VUGVanguard×VTVVanguard×
$5k$7.5k$10k$12.5k$15k$17.5k$20kLow $8,953 · 2022VTV$17,585VUG$16,124XLF$15,474Oct 2021Nov 2026Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,585VTV · best of the three
02 / 04

XLF, VUG and VTV, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.87%+18.5%+22.9%+20.9%+12.0%−6.4%10.7%$184B1.3
State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B2.3
Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.42%+1.4%+0.2%+22.6%+10.0%−15.1%19.0%$233B2.4
Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 6, 2026 · returns include dividends · since: XLF 1998 · VUG 2004 · VTV 2004
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Head to Head

5Y
State Street Financial Select Sector SPDR ETF · $55.5B$15,474
XLF
VUG
Vanguard Morningstar Growth ETF · $233B$16,124

$10,000 five years ago, dividends reinvested · they hold 3.9% in common

XLFMeasureVUG
+5.7%Year to dateJan 1 → Nov 6+1.4%
+10.4%1 yearTotal return+0.2%
+22.5%3 years · per year$10,000 became $18,391 · $18,415+22.6%
+9.1%5 years · per year$10,000 became $15,474 · $16,124+10.0%
0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%
1.44%Trailing 12-mo yield$144 · $42 a year on $10k0.42%
−14.8%Worst dropSmaller is better−15.1%
15.3%VolatilityLower is calmer19.0%
XLFVUG Winner of the row, in its colourEach row: the bigger of the two fills its side
5–3XLF wins
End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
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More Ways to See the Pairs

XLF vs VUG: Top 5 Holdings

Today
XLF
43.7%in top 5
VUG
in top 545.2%
XLFStockVUG
not top 5NVDA13.5%
13.2%BRK-Bnot top 5
not top 5AAPL12.5%
11.1%JPMnot top 5
not top 5MSFT9.7%
8.9%Vnot top 5
6.5%MAnot top 5
not top 5GOOGL5.2%
not top 5AVGO4.3%
4.0%BACnot top 5
Held in common3.9%
End-of-day Nov 6, 2026 · share of each fund
@TheETFTracker·theetftracker.com

XLF vs VUG Returns, Every Period

5Y
SPDRXLF
+9.1%
5 years, per year
VUGVanguard
+10.0%
5 years, per year
0%+10%+20%+30%+5.7%+1.4%YTD+10.4%+0.2%1 year+22.5%+22.6%3 yrs · yr+9.1%+10.0%5 yrs · yr
XLFVUGFaded: behind in that period
2–2Level
End-of-day Nov 6, 2026 · dividends in · faded = behind in that period
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Sector vs Stocks: XLF vs VTV

YTD
SPDRXLF
+5.7%
VTVVanguard
+18.5%
Jan 1Nov 6+5.7%+18.5%
+5.7%Year to date+18.5%
−14.8%Worst drop · 1Y−6.4%
15.3%Volatility · 1Y10.7%
1.4%Yield1.9%
$55.5BAssets$184B
4–0VTV wins
End-of-day Nov 6, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: XLF, VUG, VTV

Today
0.03%lowest, VUG
FundExpense ratioFee$10k
VUG0.03%$3
VTV0.03%$3
XLF0.08%$8
End-of-day Nov 6, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: XLF, VUG, VTV

1Y
1.87%highest, VTV
FundTrailing yieldYield$10k
VTV1.87%$187
XLF1.44%$144
VUG0.42%$42
End-of-day Nov 6, 2026 · trailing 12-month yield
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Income After Fees on $10,000

1Y
$184most kept, VTV
VTV$187 − $3 = $184
XLF$144 − $8 = $136
VUG$42 − $3 = $39
KeptFee
End-of-day Nov 6, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: XLF, VUG, VTV

Today
22.0%most shared, XLF and VTV
XLFVUGVTV
XLF—3.9%22.0%
VUG3.9%—1.9%
VTV22.0%1.9%—
End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 3 ETFs

1Y
+22.9%VTV, at 10.7% volatility
0%+10%+20%+30%5%10%15%20%25%Volatility · 1 year → bumpierVTV +22.9%XLF +10.4%VUG +0.2%
VTVWorst drop−6.4%10.7% vol
XLFWorst drop−14.8%15.3% vol
VUGWorst drop−15.1%19.0% vol
End-of-day Nov 6, 2026 · up and left is better
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Paid More vs Made More

YTD
VTVXLF
Jan 1Nov 6+18.5%+5.7%
+18.5%Year to date+5.7%
1.9%Yield1.4%
+22.9%Past year+10.4%
0.03%Fee0.08%
4–0VTV wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Three

VUG vs SCHG

YTD
VanguardVUG
+1.4%
SCHGSchwab
+1.9%
Jan 1Nov 6+1.4%+1.9%
+1.4%Year to date+1.9%
0.03% · $3Fee · on $10k a year0.04% · $4
$233BAssets$59.7B
1–1level
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

VTV vs SCHV

YTD
VanguardVTV
+18.5%
SCHVSchwab
+16.2%
Jan 1Nov 6+18.5%+16.2%
+18.5%Year to date+16.2%
1.9%Yield1.8%
$184BAssets$15.4B
2–0VTV wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

SCHD vs VIG

YTD
SchwabSCHD
+31.4%
VIGVanguard
+12.1%
Jan 1Nov 6+31.4%+12.1%
+31.4%Year to date+12.1%
3.0%Yield1.5%
$120BAssets$109B
2–0SCHD wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com