Compare · 3 funds side by side · dividends reinvested

XLF, VUG and XLK

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$21,164XLK · best of the three

02 / 04

XLF, VUG and XLK, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.51%+14.8%+12.2%+26.2%+16.2%−19.6%28.5%$108B1.8

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$54.5B1.9

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.42%+1.4%+0.2%+22.6%+10.0%−15.1%19.0%$233B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XLF 1998 · VUG 2004 · XLK 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $54.5B$15,474

XLF

VUG

Vanguard Morningstar Growth ETF · $233B$16,124

$10,000 five years ago, dividends reinvested · they hold 3.9% in common

XLFMeasureVUG

+5.7%Year to dateJan 1 → Nov 6+1.4%

+10.4%1 yearTotal return+0.2%

+22.5%3 years · per year$10,000 became $18,391 · $18,415+22.6%

+9.1%5 years · per year$10,000 became $15,474 · $16,124+10.0%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

1.44%Trailing 12-mo yield$144 · $42 a year on $10k0.42%

−14.8%Worst dropSmaller is better−15.1%

15.3%VolatilityLower is calmer19.0%

XLFVUG Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3XLF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs VUG: Top 5 Holdings

Today

XLF

43.7%in top 5

VUG

in top 545.2%

XLFStockVUG

not top 5NVDA13.5%

13.2%BRK-Bnot top 5

not top 5AAPL12.5%

11.1%JPMnot top 5

not top 5MSFT9.7%

8.9%Vnot top 5

6.5%MAnot top 5

not top 5GOOGL5.2%

not top 5AVGO4.3%

4.0%BACnot top 5

Held in common3.9%

End-of-day Nov 6, 2026 · share of each fund

XLF vs VUG Returns, Every Period

SPDRXLF

+9.1%

5 years, per year

VUGVanguard

+10.0%

5 years, per year

XLFVUGFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

XLF vs XLK

YTD

SPDRXLF

+5.7%

XLKSPDR

+14.8%

+5.7%Year to date+14.8%

−14.8%Worst drop · 1Y−19.6%

15.3%Volatility · 1Y28.5%

1.4%Yield0.5%

$54.5BAssets$108B

3–1XLF wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, VUG, XLK

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

XLF0.08%$8

XLK0.08%$8

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XLF, VUG, XLK

1.44%highest, XLF

FundTrailing yieldYield$10k

XLF1.44%$144

XLK0.51%$51

VUG0.42%$42

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

XLK$51 − $8 = $43

VUG$42 − $3 = $39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XLF, VUG, XLK

Today

58.2%most shared, VUG and XLK

XLFVUGXLK

XLF—3.9%0.0%

VUG3.9%—58.2%

XLK0.0%58.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+12.2%XLK, at 28.5% volatility

XLFWorst drop−14.8%15.3% vol

VUGWorst drop−15.1%19.0% vol

XLKWorst drop−19.6%28.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XLFXLK

+5.7%Year to date+14.8%

1.4%Yield0.5%

+10.4%Past year+12.2%

0.08%Fee0.08%

2–1XLK wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 6, 2026

XLK vs VGT

YTD

SPDRXLK

+14.8%

VGTVanguard

+15.6%

+14.8%Year to date+15.6%

0.08% · $8Fee · on $10k a year0.09% · $9

$108BAssets$155B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026