Compare · 3 funds side by side · dividends reinvested

XLF, VYM and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,404XLE · best of the three

02 / 04

XLF, VYM and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard High Dividend Yield ETFIncome · Dividend stocks0.04%2.30%+13.3%+17.7%+20.0%+11.2%−6.7%10.6%$78.9B1.6

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.4%+16.7%+20.5%−15.0%23.3%$42.0B1.9

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$55.5B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: XLF 1998 · VYM 2006 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $55.5B$15,503

XLF

VYM

Vanguard High Dividend Yield ETF · $78.9B$17,002

$10,000 five years ago, dividends reinvested · they hold 18.2% in common

XLFMeasureVYM

+6.3%Year to dateJan 1 → Nov 5+13.3%

+11.4%1 yearTotal return+17.7%

+23.0%3 years · per year$10,000 became $18,620 · $17,266+20.0%

+9.2%5 years · per year$10,000 became $15,503 · $17,002+11.2%

0.08%Expense ratio$8 · $4 a year on $10k · lower is better0.04%

1.44%Trailing 12-mo yield$144 · $230 a year on $10k2.30%

−14.8%Worst dropSmaller is better−6.7%

15.3%VolatilityLower is calmer10.6%

XLFVYM Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7VYM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs VYM: Top 5 Holdings

Today

XLF

43.7%in top 5

VYM

in top 518.2%

XLFStockVYM

12.9%BRK-Bnot top 5

11.2%JPM3.8%

8.9%Vnot top 5

not top 5AVGO6.9%

6.5%MAnot top 5

4.0%BACnot top 5

not top 5XOM2.8%

not top 5JNJ2.7%

not top 5ABBV2.0%

Held in common18.2%

End-of-day Nov 5, 2026 · share of each fund

XLF vs VYM Returns, Every Period

SPDRXLF

+9.2%

5 years, per year

VYMVanguard

+11.2%

5 years, per year

XLFVYMFaded: behind in that period

1–3VYM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

XLF vs XLE

YTD

SPDRXLF

+6.3%

XLESPDR

+40.6%

+6.3%Year to date+40.6%

−14.8%Worst drop · 1Y−15.0%

15.3%Volatility · 1Y23.3%

1.4%Yield2.5%

$55.5BAssets$42.0B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLF, VYM, XLE

Today

0.04%lowest, VYM

FundExpense ratioFee$10k

VYM0.04%$4

XLF0.08%$8

XLE0.08%$8

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: XLF, VYM, XLE

2.47%highest, XLE

FundTrailing yieldYield$10k

XLE2.47%$247

VYM2.30%$230

XLF1.44%$144

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$239most kept, XLE

XLE$247 − $8 = $239

VYM$230 − $4 = $226

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: XLF, VYM, XLE

Today

18.2%most shared, XLF and VYM

XLFVYMXLE

XLF—18.2%0.0%

VYM18.2%—9.3%

XLE0.0%9.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+45.4%XLE, at 23.3% volatility

VYMWorst drop−6.7%10.6% vol

XLFWorst drop−14.8%15.3% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

XLEVYM

+40.6%Year to date+13.3%

2.5%Yield2.3%

+45.4%Past year+17.7%

0.08%Fee0.04%

3–1XLE wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.4%

+40.6%Year to date+38.4%

2.5%Yield2.4%

$42.0BAssets$10.4B

2–0XLE wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026