Compare · 2 funds side by side · dividends reinvested

XLK and GLD

XLKSPDR×GLDSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$22,353GLD · best of the two

02 / 04

XLK and GLD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.51%+14.8%+12.2%+26.2%+16.2%−19.6%28.5%$117B1.3

SPDR Gold SharesCommodities · Gold0.40%0.00%−6.0%+1.6%+26.6%+17.5%−28.3%29.0%$135B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XLK 1998 · GLD 2004

Head to Head

Swap sides Versus in desk

Head to Head

State Street Technology Select Sector SPDR ETF · $117B$21,164

XLK

GLD

SPDR Gold Shares · $135B$22,353

$10,000 five years ago, dividends reinvested

XLKMeasureGLD

+14.8%Year to dateJan 1 → Nov 6−6.0%

+12.2%1 yearTotal return+1.6%

+26.2%3 years · per year$10,000 became $20,083 · $20,300+26.6%

+16.2%5 years · per year$10,000 became $21,164 · $22,353+17.5%

0.08%Expense ratio$8 · $40 a year on $10k · lower is better0.40%

0.51%Trailing 12-mo yield$51 · $0 a year on $10k0.00%

−19.6%Worst dropSmaller is better−28.3%

28.5%VolatilityLower is calmer29.0%

XLKGLD Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2XLK wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLK vs GLD: Top 5 Holdings

Today

XLK

53.7%in top 5

GLD

in top 5[…]

XLKStockGLD

16.9%AAPLnot top 5

14.8%NVDAnot top 5

13.4%MSFTnot top 5

4.7%AVGOnot top 5

4.0%AMDnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

XLK vs GLD Returns, Every Period

SPDRXLK

+16.2%

5 years, per year

GLDSPDR

+17.5%

5 years, per year

XLKGLDFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Commodities: XLK vs GLD

YTD

SPDRXLK

+14.8%

GLDSPDR

−6.0%

+14.8%Year to date−6.0%

−19.6%Worst drop · 1Y−28.3%

28.5%Volatility · 1Y29.0%

0.5%Yield0.0%

$117BAssets$135B

4–0XLK wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLK, GLD

Today

0.08%lowest, XLK

FundExpense ratioFee$10k

XLK0.08%$8

GLD0.40%$40

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XLK, GLD

0.51%highest, XLK

FundTrailing yieldYield$10k

XLK0.51%$51

GLD0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$43most kept, XLK

XLK$51 − $8 = $43

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XLK, GLD

Today

[…]holdings […]

XLKGLD

XLK—[…]

GLD[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+12.2%XLK, at 28.5% volatility

XLKWorst drop−19.6%28.5% vol

GLDWorst drop−28.3%29.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XLKGLD

+14.8%Year to date−6.0%

0.5%Yield0.0%

+12.2%Past year+1.6%

0.08%Fee0.40%

4–0XLK wins

End-of-day Nov 6, 2026

Popular Pairs Near These Two

XLK vs VGT

YTD

SPDRXLK

+14.8%

VGTVanguard

+15.6%

+14.8%Year to date+15.6%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 6, 2026

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−6.0%

−5.8%Year to date−6.0%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.5BAssets$135B

2–0GLDM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026