Compare · 2 funds side by side · dividends reinvested

XLK and SCHD

XLKSPDR×SCHDSchwab×
$5k$10k$15k$20k$25k$30kLow $7,522 · 2022XLK$23,003SCHD$16,881Oct 2021Nov 2026Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$23,003XLK · best of the two
02 / 04

XLK and SCHD, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.91%+35.3%+41.6%+21.4%+11.0%−6.9%11.5%$123B1.3
State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.47%+23.0%+17.5%+30.2%+18.1%−15.9%27.3%$117B1.8
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 4, 2026 · returns include dividends · since: XLK 1998 · SCHD 2011
@TheETFTracker·theetftracker.com

Head to Head

5Y
State Street Technology Select Sector SPDR ETF · $117B$23,003
XLK
SCHD
Schwab U.S. Dividend Equity ETF · $123B$16,881

$10,000 five years ago, dividends reinvested · they hold 3.9% in common

XLKMeasureSCHD
+23.0%Year to dateJan 1 → Nov 4+35.3%
+17.5%1 yearTotal return+41.6%
+30.2%3 years · per year$10,000 became $22,087 · $17,908+21.4%
+18.1%5 years · per year$10,000 became $23,003 · $16,881+11.0%
0.08%Expense ratio$8 · $6 a year on $10k · lower is better0.06%
0.47%Trailing 12-mo yield$47 · $291 a year on $10k2.91%
−15.9%Worst dropSmaller is better−6.9%
27.3%VolatilityLower is calmer11.5%
XLKSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side
2–6SCHD wins
End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
@TheETFTracker·theetftracker.com

More Ways to See the Pairs

XLK vs SCHD: Top 5 Holdings

Today
XLK
51.7%in top 5
in top 521.6%
XLKStockSCHD
15.5%NVDAnot top 5
15.0%AAPLnot top 5
12.0%MSFTnot top 5
4.9%AVGOnot top 5
not top 5TXN4.8%
4.4%AMDnot top 5
not top 5PG4.3%
not top 5KO4.2%
not top 5CVX4.2%
not top 5COP4.1%
Held in common3.9%
End-of-day Nov 4, 2026 · share of each fund
@TheETFTracker·theetftracker.com

XLK vs SCHD Returns, Every Period

5Y
SPDRXLK
+18.1%
5 years, per year
SCHDSchwab
+11.0%
5 years, per year
0%+10%+20%+30%+40%+50%+23.0%+35.3%YTD+17.5%+41.6%1 year+30.2%+21.4%3 yrs · yr+18.1%+11.0%5 yrs · yr
XLKSCHDFaded: behind in that period
2–2Level
End-of-day Nov 4, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

Sector vs Income: XLK vs SCHD

YTD
SPDRXLK
+23.0%
SCHDSchwab
+35.3%
Jan 1Nov 4+23.0%+35.3%
+23.0%Year to date+35.3%
−15.9%Worst drop · 1Y−6.9%
27.3%Volatility · 1Y11.5%
0.5%Yield2.9%
$117BAssets$123B
4–0SCHD wins
End-of-day Nov 4, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: XLK, SCHD

Today
0.06%lowest, SCHD
FundExpense ratioFee$10k
SCHD0.06%$6
XLK0.08%$8
End-of-day Nov 4, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: XLK, SCHD

1Y
2.91%highest, SCHD
FundTrailing yieldYield$10k
SCHD2.91%$291
XLK0.47%$47
End-of-day Nov 4, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$285most kept, SCHD
SCHD$291 − $6 = $285
XLK$47 − $8 = $39
KeptFee
End-of-day Nov 4, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: XLK, SCHD

Today
3.9%most shared, XLK and SCHD
XLKSCHD
XLK—3.9%
SCHD3.9%—
End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+41.6%SCHD, at 11.5% volatility
0%+20%+40%+60%0%10%20%30%Volatility · 1 year → bumpierSCHD +41.6%XLK +17.5%
SCHDWorst drop−6.9%11.5% vol
XLKWorst drop−15.9%27.3% vol
End-of-day Nov 4, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
Jan 1Nov 4+35.3%+23.0%
+35.3%Year to date+23.0%
2.9%Yield0.5%
+41.6%Past year+17.5%
0.06%Fee0.08%
4–0SCHD wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

SCHD vs VIG

YTD
SchwabSCHD
+35.3%
VIGVanguard
+16.4%
Jan 1Nov 4+35.3%+16.4%
+35.3%Year to date+16.4%
2.9%Yield1.4%
$123BAssets$109B
2–0SCHD wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

XLK vs VGT

YTD
SPDRXLK
+23.0%
VGTVanguard
+23.1%
Jan 1Nov 4+23.0%+23.1%
+23.0%Year to date+23.1%
0.08% · $8Fee · on $10k a year0.09% · $9
$117BAssets$155B
1–1level
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+8.5%
JEPIJ.P. Morgan
+8.8%
Jan 1Nov 4+8.5%+8.8%
+8.5%Year to date+8.8%
12.2%Yield7.8%
$42.1BAssets$46.1B
1–1level
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com