Compare · 3 funds side by side · dividends reinvested

XLK, SCHD and VNQ

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$21,984XLK · best of the three

02 / 04

XLK, SCHD and VNQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B1.4

State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.49%+19.1%+18.8%+27.0%+17.1%−19.6%28.6%$110B2.1

Vanguard Real Estate ETFSectors · Real estate0.13%3.50%+13.1%+13.7%+13.0%+1.5%−11.4%14.3%$35.9B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: XLK 1998 · SCHD 2011 · VNQ 2004

Head to Head

Swap sides Versus in desk

Head to Head

State Street Technology Select Sector SPDR ETF · $110B$21,984

XLK

SCHD

Schwab U.S. Dividend Equity ETF · $122B$16,459

$10,000 five years ago, dividends reinvested · they hold 3.9% in common

XLKMeasureSCHD

+19.1%Year to dateJan 1 → Nov 9+33.2%

+18.8%1 yearTotal return+39.1%

+27.0%3 years · per year$10,000 became $20,484 · $17,123+19.6%

+17.1%5 years · per year$10,000 became $21,984 · $16,459+10.5%

0.08%Expense ratio$8 · $6 a year on $10k · lower is better0.06%

0.49%Trailing 12-mo yield$49 · $296 a year on $10k2.96%

−19.6%Worst dropSmaller is better−6.9%

28.6%VolatilityLower is calmer11.8%

XLKSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SCHD wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLK vs SCHD: Top 5 Holdings

Today

XLK

53.5%in top 5

SCHD

in top 521.4%

XLKStockSCHD

16.5%AAPLnot top 5

14.9%NVDAnot top 5

13.0%MSFTnot top 5

4.6%AVGOnot top 5

not top 5PG4.4%

4.4%AMDnot top 5

not top 5TXN4.3%

not top 5KO4.3%

not top 5HD4.3%

not top 5AMGN4.1%

Held in common3.9%

End-of-day Nov 9, 2026 · share of each fund

XLK vs SCHD Returns, Every Period

SPDRXLK

+17.1%

5 years, per year

SCHDSchwab

+10.5%

5 years, per year

XLKSCHDFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

XLK vs VNQ

YTD

SPDRXLK

+19.1%

VNQVanguard

+13.1%

+19.1%Year to date+13.1%

−19.6%Worst drop · 1Y−11.4%

28.6%Volatility · 1Y14.3%

0.5%Yield3.5%

$110BAssets$35.9B

3–1VNQ wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLK, SCHD, VNQ

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

XLK0.08%$8

VNQ0.13%$13

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: XLK, SCHD, VNQ

3.50%highest, VNQ

FundTrailing yieldYield$10k

VNQ3.50%$350

SCHD2.96%$296

XLK0.49%$49

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$337most kept, VNQ

VNQ$350 − $13 = $337

SCHD$296 − $6 = $290

XLK$49 − $8 = $41

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: XLK, SCHD, VNQ

Today

3.9%most shared, XLK and SCHD

XLKSCHDVNQ

XLK—3.9%0.0%

SCHD3.9%—0.0%

VNQ0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

SCHDWorst drop−6.9%11.8% vol

VNQWorst drop−11.4%14.3% vol

XLKWorst drop−19.6%28.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VNQSCHD

+13.1%Year to date+33.2%

3.5%Yield3.0%

+13.7%Past year+39.1%

0.13%Fee0.06%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

XLK vs VGT

YTD

SPDRXLK

+19.1%

VGTVanguard

+19.3%

+19.1%Year to date+19.3%

0.08% · $8Fee · on $10k a year0.09% · $9

$110BAssets$155B

1–1level

End-of-day Nov 9, 2026

VNQ vs SCHH

YTD

VanguardVNQ

+13.1%

SCHHSchwab

+16.5%

+13.1%Year to date+16.5%

3.5%Yield2.8%

$35.9BAssets$11.4B

1–1level

End-of-day Nov 9, 2026