Compare · 2 funds side by side · dividends reinvested

XLK and SGOV

XLKSPDR×SGOViShares×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$20,952XLK · best of the two

02 / 04

XLK and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.51%+13.2%+11.1%+26.4%+15.9%−19.6%28.5%$117B1.4

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: XLK 1998 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

State Street Technology Select Sector SPDR ETF · $117B$20,952

XLK

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,086

$10,000 five years ago, dividends reinvested

XLKMeasureSGOV

+13.2%Year to dateJan 1 → Nov 5+3.1%

+11.1%1 yearTotal return+3.7%

+26.4%3 years · per year$10,000 became $20,176 · $11,417+4.5%

+15.9%5 years · per year$10,000 became $20,952 · $12,086+3.9%

0.08%Expense ratio$8 · $9 a year on $10k · lower is better0.09%

0.51%Trailing 12-mo yield$51 · $363 a year on $10k3.63%

−19.6%Worst dropSmaller is better0.0%

28.5%VolatilityLower is calmer0.2%

XLKSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3XLK wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLK vs SGOV: Top 5 Holdings

Today

XLK

52.7%in top 5

SGOV

in top 5[…]

XLKStockSGOV

15.8%AAPLnot top 5

15.0%NVDAnot top 5

12.8%MSFTnot top 5

4.8%AVGOnot top 5

4.5%AMDnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

XLK vs SGOV Returns, Every Period

SPDRXLK

+15.9%

5 years, per year

SGOViShares

+3.9%

5 years, per year

XLKSGOVFaded: behind in that period

4–0XLK wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Sector vs Bonds: XLK vs SGOV

YTD

SPDRXLK

+13.2%

SGOViShares

+3.1%

+13.2%Year to date+3.1%

−19.6%Worst drop · 1Y+0.0%

28.5%Volatility · 1Y0.2%

0.5%Yield3.6%

$117BAssets$117B

3–1SGOV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLK, SGOV

Today

0.08%lowest, XLK

FundExpense ratioFee$10k

XLK0.08%$8

SGOV0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: XLK, SGOV

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

XLK0.51%$51

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

XLK$51 − $8 = $43

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: XLK, SGOV

Today

[…]holdings […]

XLKSGOV

XLK—[…]

SGOV[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+11.1%XLK, at 28.5% volatility

SGOVWorst drop0.0%0.2% vol

XLKWorst drop−19.6%28.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVXLK

+3.1%Year to date+13.2%

3.6%Yield0.5%

+3.7%Past year+11.1%

0.09%Fee0.08%

3–1XLK wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

XLK vs VGT

YTD

SPDRXLK

+13.2%

VGTVanguard

+14.0%

+13.2%Year to date+14.0%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026