Compare · 3 funds side by side · dividends reinvested

XLK, VCIT and BND

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$21,164XLK · best of the three

02 / 04

XLK, VCIT and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B1.9

State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.51%+14.8%+12.2%+26.2%+16.2%−19.6%28.5%$117B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XLK 1998 · VCIT 2009 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street Technology Select Sector SPDR ETF · $117B$21,164

XLK

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

$10,000 five years ago, dividends reinvested

XLKMeasureVCIT

+14.8%Year to dateJan 1 → Nov 6−0.8%

+12.2%1 yearTotal return+0.4%

+26.2%3 years · per year$10,000 became $20,083 · $12,210+6.9%

+16.2%5 years · per year$10,000 became $21,164 · $10,493+1.0%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

0.51%Trailing 12-mo yield$51 · $502 a year on $10k5.02%

−19.6%Worst dropSmaller is better−4.9%

28.5%VolatilityLower is calmer4.5%

XLKVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLK vs VCIT: Top 5 Holdings

Today

XLK

53.7%in top 5

VCIT

in top 5[…]

XLKStockVCIT

16.9%AAPLnot top 5

14.8%NVDAnot top 5

13.4%MSFTnot top 5

4.7%AVGOnot top 5

4.0%AMDnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

XLK vs VCIT Returns, Every Period

SPDRXLK

+16.2%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

XLKVCITFaded: behind in that period

4–0XLK wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Bonds: XLK vs VCIT

YTD

SPDRXLK

+14.8%

VCITVanguard

−0.8%

+14.8%Year to date−0.8%

−19.6%Worst drop · 1Y−4.9%

28.5%Volatility · 1Y4.5%

0.5%Yield5.0%

$117BAssets$66.6B

3–1VCIT wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLK, VCIT, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

XLK0.08%$8

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XLK, VCIT, BND

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

BND4.12%$412

XLK0.51%$51

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

XLK$51 − $8 = $43

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XLK, VCIT, BND

Today

[…]holdings […]

XLKVCITBND

XLK—[…][…]

VCIT[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+12.2%XLK, at 28.5% volatility

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

XLKWorst drop−19.6%28.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITXLK

−0.8%Year to date+14.8%

5.0%Yield0.5%

+0.4%Past year+12.2%

0.03%Fee0.08%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

XLK vs VGT

YTD

SPDRXLK

+14.8%

VGTVanguard

+15.6%

+14.8%Year to date+15.6%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026