Compare · 4 funds side by side · dividends reinvested

XLK, VGT, VOO and XLF

XLKSPDR×VGTVanguard×VOOVanguard×XLFSPDR×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$22,983XLK · best of the four

02 / 04

XLK, VGT, VOO and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T2.1

State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.47%+23.0%+18.0%+30.7%+18.1%−15.9%27.3%$115B2.3

Vanguard Information Technology ETFSectors · Technology0.09%0.41%+22.8%+16.8%+32.7%+17.3%−15.8%25.5%$155B2.6

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.9%+24.0%+9.0%−14.8%14.6%$54.2B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: XLK 1998 · VGT 2004 · VOO 2010 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Technology Select Sector SPDR ETF · $115B$22,983

XLK

VGT

Vanguard Information Technology ETF · $155B$22,178

$10,000 five years ago, dividends reinvested · they hold 84.7% in common

XLKMeasureVGT

+23.0%Year to dateJan 1 → Nov 3+22.8%

+18.0%1 yearTotal return+16.8%

+30.7%3 years · per year$10,000 became $22,326 · $23,364+32.7%

+18.1%5 years · per year$10,000 became $22,983 · $22,178+17.3%

0.08%Expense ratio$8 · $9 a year on $10k · lower is better0.09%

0.47%Trailing 12-mo yield$47 · $41 a year on $10k0.41%

−15.9%Worst dropSmaller is better−15.8%

27.3%VolatilityLower is calmer25.5%

XLKVGT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3XLK wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLK vs VGT: Top 5 Holdings

Today

XLK

50.8%in top 5

VGT

in top 553.2%

XLKStockVGT

15.0%NVDA17.6%

14.8%AAPL15.9%

11.4%MSFT11.2%

4.9%AMDnot top 5

4.8%AVGO4.1%

not top 5MU4.5%

Held in common84.7%

End-of-day Nov 3, 2026 · share of each fund

XLK vs VGT Returns, Every Period

SPDRXLK

+18.1%

5 years, per year

VGTVanguard

+17.3%

5 years, per year

XLKVGTFaded: behind in that period

3–1XLK wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

XLK vs XLF

YTD

SPDRXLK

+23.0%

XLFSPDR

+5.7%

+23.0%Year to date+5.7%

−15.9%Worst drop · 1Y−14.8%

27.3%Volatility · 1Y14.6%

0.5%Yield1.4%

$115BAssets$54.2B

3–1XLF wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLK, VGT, VOO, XLF

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLK0.08%$8

XLF0.08%$8

VGT0.09%$9

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: XLK, VGT, VOO, XLF

1.44%highest, XLF

FundTrailing yieldYield$10k

XLF1.44%$144

VOO1.07%$107

XLK0.47%$47

VGT0.41%$41

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

VOO$107 − $3 = $104

XLK$47 − $8 = $39

VGT$41 − $9 = $32

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: XLK, VGT, VOO, XLF

Today

84.7%most shared, XLK and VGT

XLKVGTVOOXLF

XLK—84.7%39.7%0.0%

VGT84.7%—39.7%0.0%

VOO39.7%39.7%—11.3%

XLF0.0%0.0%11.3%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+18.0%XLK, at 27.3% volatility

VOOWorst drop−8.9%12.7% vol

XLFWorst drop−14.8%14.6% vol

VGTWorst drop−15.8%25.5% vol

XLKWorst drop−15.9%27.3% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

XLFXLK

+5.7%Year to date+23.0%

1.4%Yield0.5%

+10.9%Past year+18.0%

0.08%Fee0.08%

2–1XLK wins

End-of-day Nov 3, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026