Compare · 3 funds side by side · dividends reinvested

XLK, VOO and VNQ

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$22,983XLK · best of the three

02 / 04

XLK, VOO and VNQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.6

State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.47%+23.0%+18.0%+30.7%+18.1%−15.9%27.3%$115B1.9

Vanguard Real Estate ETFSectors · Real estate0.13%3.59%+10.4%+10.6%+14.5%+1.0%−11.4%13.7%$35.9B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: XLK 1998 · VOO 2010 · VNQ 2004

Head to Head

Swap sides Versus in desk

Head to Head

State Street Technology Select Sector SPDR ETF · $115B$22,983

XLK

VOO

Vanguard S&P 500 ETF · $1.00T$17,749

$10,000 five years ago, dividends reinvested · they hold 39.7% in common

XLKMeasureVOO

+23.0%Year to dateJan 1 → Nov 3+11.5%

+18.0%1 yearTotal return+11.9%

+30.7%3 years · per year$10,000 became $22,326 · $19,094+24.1%

+18.1%5 years · per year$10,000 became $22,983 · $17,749+12.2%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

0.47%Trailing 12-mo yield$47 · $107 a year on $10k1.07%

−15.9%Worst dropSmaller is better−8.9%

27.3%VolatilityLower is calmer12.7%

XLKVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLK vs VOO: Top 5 Holdings

Today

XLK

50.8%in top 5

VOO

in top 528.3%

XLKStockVOO

15.0%NVDA8.4%

14.8%AAPL7.4%

11.4%MSFT5.8%

4.9%AMDnot top 5

4.8%AVGOnot top 5

not top 5AMZN3.7%

not top 5GOOGL3.1%

Held in common39.7%

End-of-day Nov 3, 2026 · share of each fund

XLK vs VOO Returns, Every Period

SPDRXLK

+18.1%

5 years, per year

VOOVanguard

+12.2%

5 years, per year

XLKVOOFaded: behind in that period

4–0XLK wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

XLK vs VNQ

YTD

SPDRXLK

+23.0%

VNQVanguard

+10.4%

+23.0%Year to date+10.4%

−15.9%Worst drop · 1Y−11.4%

27.3%Volatility · 1Y13.7%

0.5%Yield3.6%

$115BAssets$35.9B

3–1VNQ wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLK, VOO, VNQ

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLK0.08%$8

VNQ0.13%$13

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: XLK, VOO, VNQ

3.59%highest, VNQ

FundTrailing yieldYield$10k

VNQ3.59%$359

VOO1.07%$107

XLK0.47%$47

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$346most kept, VNQ

VNQ$359 − $13 = $346

VOO$107 − $3 = $104

XLK$47 − $8 = $39

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: XLK, VOO, VNQ

Today

39.7%most shared, XLK and VOO

XLKVOOVNQ

XLK—39.7%0.0%

VOO39.7%—1.7%

VNQ0.0%1.7%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+18.0%XLK, at 27.3% volatility

VOOWorst drop−8.9%12.7% vol

VNQWorst drop−11.4%13.7% vol

XLKWorst drop−15.9%27.3% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

VNQXLK

+10.4%Year to date+23.0%

3.6%Yield0.5%

+10.6%Past year+18.0%

0.13%Fee0.08%

3–1XLK wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

XLK vs VGT

YTD

SPDRXLK

+23.0%

VGTVanguard

+22.8%

+23.0%Year to date+22.8%

0.08% · $8Fee · on $10k a year0.09% · $9

$115BAssets$155B

2–0XLK wins

End-of-day Nov 3, 2026

VNQ vs SCHH

YTD

VanguardVNQ

+10.4%

SCHHSchwab

+13.8%

+10.4%Year to date+13.8%

3.6%Yield2.9%

$35.9BAssets$11.1B

1–1level

End-of-day Nov 3, 2026