Compare · 3 funds side by side · dividends reinvested

XLK, VOO and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$21,164XLK · best of the three

02 / 04

XLK, VOO and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.51%+14.8%+12.2%+26.2%+16.2%−19.6%28.5%$117B1.9

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T1.9

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XLK 1998 · VOO 2010 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Technology Select Sector SPDR ETF · $117B$21,164

XLK

VOO

Vanguard S&P 500 ETF · $1.00T$17,177

$10,000 five years ago, dividends reinvested · they hold 39.7% in common

XLKMeasureVOO

+14.8%Year to dateJan 1 → Nov 6+8.7%

+12.2%1 yearTotal return+9.8%

+26.2%3 years · per year$10,000 became $20,083 · $18,079+21.8%

+16.2%5 years · per year$10,000 became $21,164 · $17,177+11.4%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

0.51%Trailing 12-mo yield$51 · $110 a year on $10k1.10%

−19.6%Worst dropSmaller is better−8.9%

28.5%VolatilityLower is calmer13.5%

XLKVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLK vs VOO: Top 5 Holdings

Today

XLK

53.7%in top 5

VOO

in top 528.3%

XLKStockVOO

16.9%AAPL7.4%

14.8%NVDA8.4%

13.4%MSFT5.8%

4.7%AVGOnot top 5

4.0%AMDnot top 5

not top 5AMZN3.7%

not top 5GOOGL3.1%

Held in common39.7%

End-of-day Nov 6, 2026 · share of each fund

XLK vs VOO Returns, Every Period

SPDRXLK

+16.2%

5 years, per year

VOOVanguard

+11.4%

5 years, per year

XLKVOOFaded: behind in that period

4–0XLK wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

XLK vs XLF

YTD

SPDRXLK

+14.8%

XLFSPDR

+5.7%

+14.8%Year to date+5.7%

−19.6%Worst drop · 1Y−14.8%

28.5%Volatility · 1Y15.3%

0.5%Yield1.4%

$117BAssets$55.5B

3–1XLF wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLK, VOO, XLF

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLK0.08%$8

XLF0.08%$8

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XLK, VOO, XLF

1.44%highest, XLF

FundTrailing yieldYield$10k

XLF1.44%$144

VOO1.10%$110

XLK0.51%$51

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

VOO$110 − $3 = $107

XLK$51 − $8 = $43

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XLK, VOO, XLF

Today

39.7%most shared, XLK and VOO

XLKVOOXLF

XLK—39.7%0.0%

VOO39.7%—11.3%

XLF0.0%11.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+12.2%XLK, at 28.5% volatility

VOOWorst drop−8.9%13.5% vol

XLFWorst drop−14.8%15.3% vol

XLKWorst drop−19.6%28.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XLFXLK

+5.7%Year to date+14.8%

1.4%Yield0.5%

+10.4%Past year+12.2%

0.08%Fee0.08%

2–1XLK wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

XLK vs VGT

YTD

SPDRXLK

+14.8%

VGTVanguard

+15.6%

+14.8%Year to date+15.6%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026