Compare · 3 funds side by side · dividends reinvested

XLK, VTI and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,568XLE · best of the three

02 / 04

XLK, VTI and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.0%+16.8%+20.7%−15.0%23.3%$42.0B1.6

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B2.0

State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.51%+14.8%+12.2%+26.2%+16.2%−19.6%28.5%$117B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XLK 1998 · VTI 2001 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Technology Select Sector SPDR ETF · $117B$21,164

XLK

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested · they hold 35.1% in common

XLKMeasureVTI

+14.8%Year to dateJan 1 → Nov 6+8.9%

+12.2%1 yearTotal return+9.9%

+26.2%3 years · per year$10,000 became $20,083 · $18,004+21.7%

+16.2%5 years · per year$10,000 became $21,164 · $16,375+10.4%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

0.51%Trailing 12-mo yield$51 · $109 a year on $10k1.09%

−19.6%Worst dropSmaller is better−8.9%

28.5%VolatilityLower is calmer13.7%

XLKVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLK vs VTI: Top 5 Holdings

Today

XLK

53.7%in top 5

VTI

in top 525.0%

XLKStockVTI

16.9%AAPL6.6%

14.8%NVDA7.1%

13.4%MSFT5.2%

4.7%AVGOnot top 5

4.0%AMDnot top 5

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common35.1%

End-of-day Nov 6, 2026 · share of each fund

XLK vs VTI Returns, Every Period

SPDRXLK

+16.2%

5 years, per year

VTIVanguard

+10.4%

5 years, per year

XLKVTIFaded: behind in that period

4–0XLK wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

XLK vs XLE

YTD

SPDRXLK

+14.8%

XLESPDR

+40.6%

+14.8%Year to date+40.6%

−19.6%Worst drop · 1Y−15.0%

28.5%Volatility · 1Y23.3%

0.5%Yield2.5%

$117BAssets$42.0B

4–0XLE wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLK, VTI, XLE

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

XLK0.08%$8

XLE0.08%$8

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XLK, VTI, XLE

2.47%highest, XLE

FundTrailing yieldYield$10k

XLE2.47%$247

VTI1.09%$109

XLK0.51%$51

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$239most kept, XLE

XLE$247 − $8 = $239

VTI$109 − $3 = $106

XLK$51 − $8 = $43

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XLK, VTI, XLE

Today

35.1%most shared, XLK and VTI

XLKVTIXLE

XLK—35.1%0.0%

VTI35.1%—3.0%

XLE0.0%3.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+45.0%XLE, at 23.3% volatility

VTIWorst drop−8.9%13.7% vol

XLEWorst drop−15.0%23.3% vol

XLKWorst drop−19.6%28.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XLEXLK

+40.6%Year to date+14.8%

2.5%Yield0.5%

+45.0%Past year+12.2%

0.08%Fee0.08%

3–0XLE wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

XLK vs VGT

YTD

SPDRXLK

+14.8%

VGTVanguard

+15.6%

+14.8%Year to date+15.6%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 6, 2026

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.6%

+40.6%Year to date+38.6%

2.5%Yield2.4%

$42.0BAssets$10.4B

2–0XLE wins

End-of-day Nov 6, 2026