Compare · 3 funds side by side · dividends reinvested

XLP, FDIS and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,157XLF · best of the three

02 / 04

XLP, FDIS and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Consumer Staples Select Sector SPDR ETFSectors · Consumer0.08%2.39%+20.6%+24.8%+13.8%+8.1%−9.7%15.6%$14.9B1.5

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$53.8B1.5

Fidelity MSCI Consumer Discretionary Index ETFSectors · Consumer0.08%0.73%+4.4%+3.1%+18.2%+5.0%−15.5%19.4%$1.6B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: XLP 1998 · FDIS 2013 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Consumer Staples Select Sector SPDR ETF · $14.9B$14,765

XLP

FDIS

Fidelity MSCI Consumer Discretionary Index ETF · $1.6B$12,774

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLPMeasureFDIS

+20.6%Year to dateJan 1 → Nov 4+4.4%

+24.8%1 yearTotal return+3.1%

+13.8%3 years · per year$10,000 became $14,746 · $16,516+18.2%

+8.1%5 years · per year$10,000 became $14,765 · $12,774+5.0%

0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%

2.39%Trailing 12-mo yield$239 · $73 a year on $10k0.73%

−9.7%Worst dropSmaller is better−15.5%

15.6%VolatilityLower is calmer19.4%

XLPFDIS Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1XLP wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLP vs FDIS: Top 5 Holdings

Today

XLP

42.5%in top 5

FDIS

in top 548.3%

XLPStockFDIS

not top 5AMZN21.6%

not top 5TSLA16.7%

11.4%WMTnot top 5

9.3%COSTnot top 5

7.7%PGnot top 5

7.5%KOnot top 5

6.6%PMnot top 5

not top 5HD5.0%

not top 5MCD2.8%

not top 5TJX2.3%

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

XLP vs FDIS Returns, Every Period

SPDRXLP

+8.1%

5 years, per year

FDISFidelity

+5.0%

5 years, per year

XLPFDISFaded: behind in that period

3–1XLP wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

XLP vs XLF

YTD

SPDRXLP

+20.6%

XLFSPDR

+9.4%

+20.6%Year to date+9.4%

−9.7%Worst drop · 1Y−14.8%

15.6%Volatility · 1Y15.0%

2.4%Yield1.4%

$14.9BAssets$53.8B

3–1XLP wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLP, FDIS, XLF

Today

0.08%lowest, XLP

FundExpense ratioFee$10k

XLP0.08%$8

FDIS0.08%$8

XLF0.08%$8

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: XLP, FDIS, XLF

2.39%highest, XLP

FundTrailing yieldYield$10k

XLP2.39%$239

XLF1.40%$140

FDIS0.73%$73

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$231most kept, XLP

XLP$239 − $8 = $231

XLF$140 − $8 = $132

FDIS$73 − $8 = $65

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: XLP, FDIS, XLF

Today

0.0%most shared, XLP and FDIS

XLPFDISXLF

XLP—0.0%0.0%

FDIS0.0%—0.0%

XLF0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+24.8%XLP, at 15.6% volatility

XLFWorst drop−14.8%15.0% vol

XLPWorst drop−9.7%15.6% vol

FDISWorst drop−15.5%19.4% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

XLPXLF

+20.6%Year to date+9.4%

2.4%Yield1.4%

+24.8%Past year+15.3%

0.08%Fee0.08%

3–0XLP wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026