Compare · 3 funds side by side · dividends reinvested

XLP, FDIS and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,690XLF · best of the three

02 / 04

XLP, FDIS and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Consumer Staples Select Sector SPDR ETFSectors · Consumer0.08%2.42%+19.2%+23.5%+12.8%+7.8%−9.7%15.7%$14.5B1.5

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B1.5

Fidelity MSCI Consumer Discretionary Index ETFSectors · Consumer0.08%0.74%+3.2%+5.0%+16.0%+4.1%−15.5%19.7%$1.6B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: XLP 1998 · FDIS 2013 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Consumer Staples Select Sector SPDR ETF · $14.5B$14,535

XLP

XLF

State Street Financial Select Sector SPDR ETF · $53.4B$15,690

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLPMeasureXLF

+19.2%Year to dateJan 1 → Nov 9+7.2%

+23.5%1 yearTotal return+12.4%

+12.8%3 years · per year$10,000 became $14,354 · $18,230+22.2%

+7.8%5 years · per year$10,000 became $14,535 · $15,690+9.4%

0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%

2.42%Trailing 12-mo yield$242 · $142 a year on $10k1.42%

−9.7%Worst dropSmaller is better−14.8%

15.7%VolatilityLower is calmer15.3%

XLPXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3XLP wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLP vs XLF: Top 5 Holdings

Today

XLP

42.2%in top 5

XLF

in top 543.8%

XLPStockXLF

not top 5BRK-B13.2%

11.3%WMTnot top 5

not top 5JPM11.1%

9.4%COSTnot top 5

not top 5V9.0%

7.8%PGnot top 5

7.5%KOnot top 5

not top 5MA6.6%

6.2%PMnot top 5

not top 5BAC4.0%

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

XLP vs XLF Returns, Every Period

SPDRXLP

+7.8%

5 years, per year

XLFSPDR

+9.4%

5 years, per year

XLPXLFFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

XLP vs XLF

YTD

SPDRXLP

+19.2%

XLFSPDR

+7.2%

+19.2%Year to date+7.2%

−9.7%Worst drop · 1Y−14.8%

15.7%Volatility · 1Y15.3%

2.4%Yield1.4%

$14.5BAssets$53.4B

3–1XLP wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLP, FDIS, XLF

Today

0.08%lowest, XLP

FundExpense ratioFee$10k

XLP0.08%$8

FDIS0.08%$8

XLF0.08%$8

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: XLP, FDIS, XLF

2.42%highest, XLP

FundTrailing yieldYield$10k

XLP2.42%$242

XLF1.42%$142

FDIS0.74%$74

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$234most kept, XLP

XLP$242 − $8 = $234

XLF$142 − $8 = $134

FDIS$74 − $8 = $66

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: XLP, FDIS, XLF

Today

0.0%most shared, XLP and FDIS

XLPFDISXLF

XLP—0.0%0.0%

FDIS0.0%—0.0%

XLF0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+23.5%XLP, at 15.7% volatility

XLFWorst drop−14.8%15.3% vol

XLPWorst drop−9.7%15.7% vol

FDISWorst drop−15.5%19.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

XLPXLF

+19.2%Year to date+7.2%

2.4%Yield1.4%

+23.5%Past year+12.4%

0.08%Fee0.08%

3–0XLP wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026