Compare · 3 funds side by side · dividends reinvested

XLP, VOO and VTI

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,177VOO · best of the three

02 / 04

XLP, VOO and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T1.6

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B2.0

State Street Consumer Staples Select Sector SPDR ETFSectors · Consumer0.08%2.44%+18.2%+21.9%+13.0%+7.6%−9.7%15.7%$15.3B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XLP 1998 · VOO 2010 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

State Street Consumer Staples Select Sector SPDR ETF · $15.3B$14,429

XLP

VOO

Vanguard S&P 500 ETF · $1.00T$17,177

$10,000 five years ago, dividends reinvested · they hold 4.3% in common

XLPMeasureVOO

+18.2%Year to dateJan 1 → Nov 6+8.7%

+21.9%1 yearTotal return+9.8%

+13.0%3 years · per year$10,000 became $14,410 · $18,079+21.8%

+7.6%5 years · per year$10,000 became $14,429 · $17,177+11.4%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

2.44%Trailing 12-mo yield$244 · $110 a year on $10k1.10%

−9.7%Worst dropSmaller is better−8.9%

15.7%VolatilityLower is calmer13.5%

XLPVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VOO wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLP vs VOO: Top 5 Holdings

Today

XLP

42.2%in top 5

VOO

in top 528.3%

XLPStockVOO

11.4%WMTnot top 5

9.4%COSTnot top 5

not top 5NVDA8.4%

7.7%PGnot top 5

7.4%KOnot top 5

not top 5AAPL7.4%

6.3%PMnot top 5

not top 5MSFT5.8%

not top 5AMZN3.7%

not top 5GOOGL3.1%

Held in common4.3%

End-of-day Nov 6, 2026 · share of each fund

XLP vs VOO Returns, Every Period

SPDRXLP

+7.6%

5 years, per year

VOOVanguard

+11.4%

5 years, per year

XLPVOOFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Core: XLP vs VOO

YTD

SPDRXLP

+18.2%

VOOVanguard

+8.7%

+18.2%Year to date+8.7%

−9.7%Worst drop · 1Y−8.9%

15.7%Volatility · 1Y13.5%

2.4%Yield1.1%

$15.3BAssets$1.00T

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLP, VOO, VTI

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

VTI0.03%$3

XLP0.08%$8

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XLP, VOO, VTI

2.44%highest, XLP

FundTrailing yieldYield$10k

XLP2.44%$244

VOO1.10%$110

VTI1.09%$109

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$236most kept, XLP

XLP$244 − $8 = $236

VOO$110 − $3 = $107

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XLP, VOO, VTI

Today

89.0%most shared, VOO and VTI

XLPVOOVTI

XLP—4.3%3.9%

VOO4.3%—89.0%

VTI3.9%89.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+21.9%XLP, at 15.7% volatility

VOOWorst drop−8.9%13.5% vol

VTIWorst drop−8.9%13.7% vol

XLPWorst drop−9.7%15.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XLPVTI

+18.2%Year to date+8.9%

2.4%Yield1.1%

+21.9%Past year+9.9%

0.08%Fee0.03%

3–1XLP wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026