Compare · 2 funds side by side · dividends reinvested

XLP and XLF

XLPSPDR×XLFSPDR×
$7.5k$10k$12.5k$15k$17.5kLow $7,849 · 2022XLF$16,157XLP$14,765Oct 2021Nov 2026Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,157XLF · best of the two
02 / 04

XLP and XLF, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
State Street Consumer Staples Select Sector SPDR ETFSectors · Consumer0.08%2.39%+20.6%+24.8%+13.8%+8.1%−9.7%15.6%$15.4B1.4
State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$54.2B1.5
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 4, 2026 · returns include dividends · since: XLP 1998 · XLF 1998
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Head to Head

5Y
State Street Consumer Staples Select Sector SPDR ETF · $15.4B$14,765
XLP
XLF
State Street Financial Select Sector SPDR ETF · $54.2B$16,157

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLPMeasureXLF
+20.6%Year to dateJan 1 → Nov 4+9.4%
+24.8%1 yearTotal return+15.3%
+13.8%3 years · per year$10,000 became $14,746 · $19,384+24.7%
+8.1%5 years · per year$10,000 became $14,765 · $16,157+10.1%
0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%
2.39%Trailing 12-mo yield$239 · $140 a year on $10k1.40%
−9.7%Worst dropSmaller is better−14.8%
15.6%VolatilityLower is calmer15.0%
XLPXLF Winner of the row, in its colourEach row: the bigger of the two fills its side
4–3XLP wins
End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
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More Ways to See the Pairs

XLP vs XLF: Top 5 Holdings

Today
XLP
42.5%in top 5
XLF
in top 543.4%
XLPStockXLF
not top 5BRK-B12.9%
11.4%WMTnot top 5
not top 5JPM11.2%
9.3%COSTnot top 5
not top 5V8.9%
7.7%PGnot top 5
7.5%KOnot top 5
6.6%PMnot top 5
not top 5MA6.5%
not top 5BAC4.0%
Held in common0.0%
End-of-day Nov 4, 2026 · share of each fund
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XLP vs XLF Returns, Every Period

5Y
SPDRXLP
+8.1%
5 years, per year
XLFSPDR
+10.1%
5 years, per year
0%+10%+20%+30%+20.6%+9.4%YTD+24.8%+15.3%1 year+13.8%+24.7%3 yrs · yr+8.1%+10.1%5 yrs · yr
XLPXLFFaded: behind in that period
2–2Level
End-of-day Nov 4, 2026 · dividends in · faded = behind in that period
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XLP vs XLF

YTD
SPDRXLP
+20.6%
XLFSPDR
+9.4%
Jan 1Nov 4+20.6%+9.4%
+20.6%Year to date+9.4%
−9.7%Worst drop · 1Y−14.8%
15.6%Volatility · 1Y15.0%
2.4%Yield1.4%
$15.4BAssets$54.2B
3–1XLP wins
End-of-day Nov 4, 2026 · smaller drop and lower volatility win
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Cost, Income and Risk

Fees: XLP, XLF

Today
0.08%lowest, XLP
FundExpense ratioFee$10k
XLP0.08%$8
XLF0.08%$8
End-of-day Nov 4, 2026 · fee on $10,000 a year
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Yields: XLP, XLF

1Y
2.39%highest, XLP
FundTrailing yieldYield$10k
XLP2.39%$239
XLF1.40%$140
End-of-day Nov 4, 2026 · trailing 12-month yield
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Income After Fees on $10,000

1Y
$231most kept, XLP
XLP$239 − $8 = $231
XLF$140 − $8 = $132
KeptFee
End-of-day Nov 4, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: XLP, XLF

Today
0.0%most shared, XLP and XLF
XLPXLF
XLP—0.0%
XLF0.0%—
End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+24.8%XLP, at 15.6% volatility
0%+10%+20%+30%10%15%20%Volatility · 1 year → bumpierXLP +24.8%XLF +15.3%
XLFWorst drop−14.8%15.0% vol
XLPWorst drop−9.7%15.6% vol
End-of-day Nov 4, 2026 · up and left is better
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Paid More vs Made More

YTD
XLPXLF
Jan 1Nov 4+20.6%+9.4%
+20.6%Year to date+9.4%
2.4%Yield1.4%
+24.8%Past year+15.3%
0.08%Fee0.08%
3–0XLP wins
End-of-day Nov 4, 2026
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Popular Pairs Near These Two

SCHD vs VIG

YTD
SchwabSCHD
+35.3%
VIGVanguard
+16.4%
Jan 1Nov 4+35.3%+16.4%
+35.3%Year to date+16.4%
2.9%Yield1.4%
$121BAssets$109B
2–0SCHD wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+8.5%
JEPIJ.P. Morgan
+8.8%
Jan 1Nov 4+8.5%+8.8%
+8.5%Year to date+8.8%
12.2%Yield7.8%
$41.8BAssets$46.0B
1–1level
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

SPYM vs SPY

YTD
SPDRSPYM
+13.4%
SPYSPDR
+13.3%
Jan 1Nov 4+13.4%+13.3%
+13.4%Year to date+13.3%
1.0%Yield1.0%
$185BAssets$798B
1–0SPYM wins
End-of-day Nov 4, 2026
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