Compare · 3 funds side by side · dividends reinvested

XLP, XLY and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,156VOO · best of the three

02 / 04

XLP, XLY and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.4

State Street Consumer Staples Select Sector SPDR ETFSectors · Consumer0.08%2.41%+19.7%+23.4%+13.4%+7.9%−9.7%15.7%$15.3B1.8

State Street Consumer Discretionary Select Sector SPDR ETFSectors · Consumer0.08%0.79%−0.9%−0.4%+16.6%+4.1%−15.0%19.9%$23.4B2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: XLP 1998 · XLY 1998 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

State Street Consumer Staples Select Sector SPDR ETF · $15.3B$14,602

XLP

XLY

State Street Consumer Discretionary Select Sector SPDR ETF · $23.4B$12,230

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLPMeasureXLY

+19.7%Year to dateJan 1 → Nov 5−0.9%

+23.4%1 yearTotal return−0.4%

+13.4%3 years · per year$10,000 became $14,584 · $15,861+16.6%

+7.9%5 years · per year$10,000 became $14,602 · $12,230+4.1%

0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%

2.41%Trailing 12-mo yield$241 · $79 a year on $10k0.79%

−9.7%Worst dropSmaller is better−15.0%

15.7%VolatilityLower is calmer19.9%

XLPXLY Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1XLP wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLP vs XLY: Top 5 Holdings

Today

XLP

42.3%in top 5

XLY

in top 553.5%

XLPStockXLY

not top 5AMZN22.3%

not top 5TSLA17.1%

11.4%WMTnot top 5

9.2%COSTnot top 5

7.7%PGnot top 5

7.4%KOnot top 5

6.5%PMnot top 5

not top 5HD5.6%

not top 5MCD4.6%

not top 5TJX4.0%

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

XLP vs XLY Returns, Every Period

SPDRXLP

+7.9%

5 years, per year

XLYSPDR

+4.1%

5 years, per year

XLPXLYFaded: behind in that period

3–1XLP wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Sector vs Core: XLP vs VOO

YTD

SPDRXLP

+19.7%

VOOVanguard

+8.4%

+19.7%Year to date+8.4%

−9.7%Worst drop · 1Y−8.9%

15.7%Volatility · 1Y13.5%

2.4%Yield1.1%

$15.3BAssets$1.00T

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLP, XLY, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLP0.08%$8

XLY0.08%$8

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: XLP, XLY, VOO

2.41%highest, XLP

FundTrailing yieldYield$10k

XLP2.41%$241

VOO1.10%$110

XLY0.79%$79

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$233most kept, XLP

XLP$241 − $8 = $233

VOO$110 − $3 = $107

XLY$79 − $8 = $71

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: XLP, XLY, VOO

Today

8.6%most shared, XLY and VOO

XLPXLYVOO

XLP—0.0%4.3%

XLY0.0%—8.6%

VOO4.3%8.6%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+23.4%XLP, at 15.7% volatility

VOOWorst drop−8.9%13.5% vol

XLPWorst drop−9.7%15.7% vol

XLYWorst drop−15.0%19.9% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

XLPVOO

+19.7%Year to date+8.4%

2.4%Yield1.1%

+23.4%Past year+9.8%

0.08%Fee0.03%

3–1XLP wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026