Compare XLU and SPY | ETF Tracker

XLU and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.3

State Street Utilities Select Sector SPDR ETFSectors · Utilities0.08%2.81%+3.1%−0.2%+16.0%+8.4%−16.1%15.7%$24.0B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XLU 1998 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

5Y

State Street Utilities Select Sector SPDR ETF · $24.0B$14,970

XLU

SPY

State Street SPDR S&P 500 ETF · $819B$17,118

$10,000 five years ago, dividends reinvested · they hold 2.1% in common

XLUMeasureSPY

+3.1%Year to dateJan 1 → Nov 6+8.7%

−0.2%1 yearTotal return+9.7%

+16.0%3 years · per year$10,000 became $15,627 · $18,039+21.7%

+8.4%5 years · per year$10,000 became $14,971 · $17,118+11.3%

0.08%Expense ratio$8 · $9 a year on $10k · lower is better0.09%

2.81%Trailing 12-mo yield$281 · $103 a year on $10k1.03%

−16.1%Worst dropSmaller is better−8.9%

15.7%VolatilityLower is calmer13.6%

XLUSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SPY wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLU vs SPY: Top 5 Holdings

Today

XLU

39.8%in top 5

SPY

in top 527.8%

XLUStockSPY

13.5%NEEnot top 5

not top 5AAPL7.9%

7.9%SOnot top 5

7.5%DUKnot top 5

not top 5NVDA6.9%

not top 5MSFT6.3%

5.8%CEGnot top 5

5.1%AEPnot top 5

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common2.1%

End-of-day Nov 6, 2026 · share of each fund

XLU vs SPY Returns, Every Period

5Y

SPDRXLU

+8.4%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

XLUSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Core: XLU vs SPY

YTD

SPDRXLU

+3.1%

SPYSPDR

+8.7%

+3.1%Year to date+8.7%

−16.1%Worst drop · 1Y−8.9%

15.7%Volatility · 1Y13.6%

2.8%Yield1.0%

$24.0BAssets$819B

3–1SPY wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLU, SPY

Today

0.08%lowest, XLU

FundExpense ratioFee$10k

XLU0.08%$8

SPY0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XLU, SPY

1Y

2.81%highest, XLU

FundTrailing yieldYield$10k

XLU2.81%$281

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$273most kept, XLU

XLU$281 − $8 = $273

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XLU, SPY

Today

2.1%most shared, XLU and SPY

XLUSPY

XLU—2.1%

SPY2.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

1Y

+9.7%SPY, at 13.6% volatility

SPYWorst drop−8.9%13.6% vol

XLUWorst drop−16.1%15.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XLUSPY

+3.1%Year to date+8.7%

2.8%Yield1.0%

−0.2%Past year+9.7%

0.08%Fee0.09%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026