Compare · 2 funds side by side · dividends reinvested

XLU and UTES

XLUSPDR×UTESVirtus×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,718UTES · best of the two

02 / 04

XLU and UTES, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Utilities Select Sector SPDR ETFSectors · Utilities0.08%2.78%+4.3%+0.6%+17.2%+8.7%−16.1%15.7%$24.3B1.3

Virtus Reaves Utilities ETFSectors · Utilities0.49%1.64%−4.2%−9.9%+23.4%+13.4%−17.6%22.5%$1.2B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: XLU 1998 · UTES 2015

Head to Head

Swap sides Versus in desk

Head to Head

State Street Utilities Select Sector SPDR ETF · $24.3B$15,148

XLU

UTES

Virtus Reaves Utilities ETF · $1.2B$18,718

$10,000 five years ago, dividends reinvested · they hold 43.2% in common

XLUMeasureUTES

+4.3%Year to dateJan 1 → Nov 4−4.2%

+0.6%1 yearTotal return−9.9%

+17.2%3 years · per year$10,000 became $16,116 · $18,797+23.4%

+8.7%5 years · per year$10,000 became $15,148 · $18,717+13.4%

0.08%Expense ratio$8 · $49 a year on $10k · lower is better0.49%

2.78%Trailing 12-mo yield$278 · $164 a year on $10k1.64%

−16.1%Worst dropSmaller is better−17.6%

15.7%VolatilityLower is calmer22.5%

XLUUTES Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2XLU wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLU vs UTES: Top 5 Holdings

Today

XLU

39.5%in top 5

UTES

in top 546.4%

XLUStockUTES

12.9%NEEnot top 5

not top 5TLN11.6%

6.4%CEG11.3%

not top 5VST9.5%

7.9%SOnot top 5

7.2%DUKnot top 5

not top 5XEL7.2%

not top 5CNP6.8%

5.2%AEPnot top 5

Held in common43.2%

End-of-day Nov 4, 2026 · share of each fund

XLU vs UTES Returns, Every Period

SPDRXLU

+8.7%

5 years, per year

UTESVirtus

+13.4%

5 years, per year

XLUUTESFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

XLU vs UTES

YTD

SPDRXLU

+4.3%

UTESVirtus

−4.2%

+4.3%Year to date−4.2%

−16.1%Worst drop · 1Y−17.6%

15.7%Volatility · 1Y22.5%

2.8%Yield1.6%

$24.3BAssets$1.2B

4–0XLU wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLU, UTES

Today

0.08%lowest, XLU

FundExpense ratioFee$10k

XLU0.08%$8

UTES0.49%$49

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: XLU, UTES

2.78%highest, XLU

FundTrailing yieldYield$10k

XLU2.78%$278

UTES1.64%$164

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$270most kept, XLU

XLU$278 − $8 = $270

UTES$164 − $49 = $115

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: XLU, UTES

Today

43.2%most shared, XLU and UTES

XLUUTES

XLU—43.2%

UTES43.2%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+0.6%XLU, at 15.7% volatility

XLUWorst drop−16.1%15.7% vol

UTESWorst drop−17.6%22.5% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

XLUUTES

+4.3%Year to date−4.2%

2.8%Yield1.6%

+0.6%Past year−9.9%

0.08%Fee0.49%

4–0XLU wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026