Compare · 3 funds side by side · dividends reinvested

XLU, VPU and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

XLU, VPU and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.3

State Street Utilities Select Sector SPDR ETFSectors · Utilities0.08%2.79%+3.8%+0.2%+17.4%+8.4%−16.1%15.7%$24.3B2.3

Vanguard Utilities ETFSectors · Utilities0.09%2.77%+3.5%−0.1%+17.4%+8.3%−15.6%15.3%$7.7B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: XLU 1998 · VPU 2004 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard S&P 500 ETF · $1.00T$17,749

VOO

VPU

Vanguard Utilities ETF · $7.7B$14,865

$10,000 five years ago, dividends reinvested · they hold 1.9% in common

VOOMeasureVPU

+11.5%Year to dateJan 1 → Nov 3+3.5%

+11.9%1 yearTotal return−0.1%

+24.1%3 years · per year$10,000 became $19,094 · $16,199+17.4%

+12.2%5 years · per year$10,000 became $17,749 · $14,865+8.3%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

1.07%Trailing 12-mo yield$107 · $277 a year on $10k2.77%

−8.9%Worst dropSmaller is better−15.6%

12.7%VolatilityLower is calmer15.3%

VOOVPU Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1VOO wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VOO vs VPU: Top 5 Holdings

Today

VOO

28.3%in top 5

VPU

in top 534.9%

VOOStockVPU

not top 5NEE11.4%

8.4%NVDAnot top 5

7.4%AAPLnot top 5

not top 5SO6.7%

not top 5DUK6.4%

5.8%MSFTnot top 5

not top 5CEG5.7%

not top 5AEP4.7%

3.7%AMZNnot top 5

3.1%GOOGLnot top 5

Held in common1.9%

End-of-day Nov 3, 2026 · share of each fund

VOO vs VPU Returns, Every Period

VanguardVOO

+12.2%

5 years, per year

VPUVanguard

+8.3%

5 years, per year

VOOVPUFaded: behind in that period

4–0VOO wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Core vs Sector: VOO vs XLU

YTD

VanguardVOO

+11.5%

XLUSPDR

+3.8%

+11.5%Year to date+3.8%

−8.9%Worst drop · 1Y−16.1%

12.7%Volatility · 1Y15.7%

1.1%Yield2.8%

$1.00TAssets$24.3B

3–1VOO wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLU, VPU, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLU0.08%$8

VPU0.09%$9

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: XLU, VPU, VOO

2.79%highest, XLU

FundTrailing yieldYield$10k

XLU2.79%$279

VPU2.77%$277

VOO1.07%$107

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$271most kept, XLU

XLU$279 − $8 = $271

VPU$277 − $9 = $268

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: XLU, VPU, VOO

Today

88.6%most shared, XLU and VPU

XLUVPUVOO

XLU—88.6%1.9%

VPU88.6%—1.9%

VOO1.9%1.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%VOO, at 12.7% volatility

VOOWorst drop−8.9%12.7% vol

VPUWorst drop−15.6%15.3% vol

XLUWorst drop−16.1%15.7% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

XLUVOO

+3.8%Year to date+11.5%

2.8%Yield1.1%

+0.2%Past year+11.9%

0.08%Fee0.03%

3–1VOO wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026